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Auctioneers Insurance

Protecting auctioneers from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Auctioneers Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Our auctioneers insurance provides customisable protection for auction houses, fine art auctioneers, livestock markets and more. We offer:

  • Up to £5 million public liability cover
  • £250,000 legal expenses insurance
  • Cover for temporary staff and contractors
Get a Quote Learn about Public Liability

Why choose Professional Saver auctioneers insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

Learn more about our Optional Covers

* Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.

How our auctioneers insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Auctioneers Insurance?

Auctioneer insurance shields you from lawsuits and costs related to injuries, property damage, or financial losses caused by your services. This covers:

  • Injuries caused at your premises
  • Accidental damage to items while handling
  • Errors leading to sale disputes and losses
  • Breaches of sales contracts or agreements

Insurance is vital as auctioneers handle valuable items and oversee complex transactions. This protects your business assets and livelihood if things go wrong.

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Why Do Auctioneers Need Insurance?

As an auctioneer, you interact with valuable items and facilitate legally binding sales. Despite careful handling and cataloguing, accidents can happen that lead to item damage or contract disputes. Auctioneers insurance covers:

  • Damage to collector items through mishandling
  • Inaccurate item descriptions resulting in sales disputes
  • Breaches of sales terms leading to legal issues

Without adequate insurance, such scenarios could mean substantial pay-outs. Our specialist coverage provides complete protection.

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What Does Auctioneers Insurance Cover?

Our auctioneer policies protect against:

  • Public liability – Covers costs if someone gets hurt at your auction or you damage someone’s property while handling it.
  • Legal expenses – If you face a lawsuit related to your auction services, this insurance provides legal advice and covers legal fees.

Optional Additional Cover

  • Professional indemnity – Protects you financially if a client claims you made a mistake during the auction, causing them to lose money.

Get your quote today by filling out our simple online form, and let us help protect your business. If you need professional indemnity cover please call us to discuss your requirements.

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What Services Can Professional Saver Auctioneers Insurance Cover?

Our auctioneer policies are designed to protect:

  • Fine art and antique auction houses
  • Independent auctioneers and valuers
  • Agricultural auction markets
  • Commercial and industrial auctioneers
  • Auction houses conducting viewings and sales

We offer comprehensive protection whether you focus on paintings, collectables, farm equipment or commercial goods.

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Why Choose Professional Saver For Auctioneers Insurance?

With over 35 years of commercial insurance experience, our auctioneer policies offer:

  • Direct specialists – No middlemen. Get your quote directly from us.
  • 24/7 legal helpline – Whenever you need guidance, our dedicated helpline provides legal advice.
  • Monthly Instalment – You can spread your insurance costs by making monthly instalments rather than annual payments if your premiums exceed £125.

Get your obligation-free quote today, and let us safeguard your auctioneer business.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

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FAQs

Auctioneers Insurance FAQs

The typical auctioneer activities we cover include:

  • Item transportation, storage and handling
  • Preparing descriptions and auction catalogues
  • Item inspection sessions and viewings
  • The actual bidding process and auctions
  • Collecting payments from successful bidders
  • Issuing paperwork to transfer ownership

Does the insurance cover temporary staff?

Yes. Our liability policies can extend to cover any contractors, freelancers or temporary staff engaged in auction activities under your business name. This way, your whole business is completely protected.

We cover scenarios like:

  • Knocking over and damaging a rare vase when transporting items
  • Dealing with sales disputes because an item’s description was incorrectly catalogued
  • Selling items without the legal right to do so

Our bespoke auctioneer policies aim to cover loss scenarios like these and more.

Yes, we can provide quotes for:

  • Fine art and antique auction houses
  • Independent auctioneers and valuers
  • Agricultural and livestock auctioneers
  • Industrial, commercial and business asset auctioneers
  • Internet and online-only auction platforms

 

What our customers say

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