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Protecting creative writers with public liability insurance from less than £55* per year
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Get a QuoteOur standard cover is:
As a creative writer, having insurance can protect you if someone claims your work caused them harm. For example, you could face legal action if your writing is considered defamatory. Our public liability insurance covers claims of property damage or bodily injury caused by your writing.
Creative writing insurance protects writers against claims that their work caused financial harm or damage to someone’s reputation. Potential risks include:
Coverage helps to pay for legal defence costs and damages awarded in covered lawsuits.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
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Lawsuits can arise even if the offence your writing caused was unintentional. Without insurance, legal costs could be financially devastating. Our policies protect your livelihood by covering the legal claims that fall under the policy terms.
Whether you write fiction, nonfiction, poetry, scripts, journalism, speeches or advertising copy, our insurance can protect full-time and part-time creative writers. Freelancers, publishers, editors, proofreaders, and transcriptionists can also benefit from this coverage.
Just one claim over lost royalties or alleged creative negligence could leave you facing heavy professional indemnity payouts without insurance backing. Our specialist policies give you complete peace of mind that your insurer will fully handle any disputes, injuries or other claims caused by your work.
Our creative writing insurance policies can include:
* Total number of live policies as of 31/10/2025
From only£55per year From only£55per year From only£55per year From only£55per year From only£55per year From only£55per year From only£55per year Lawsuits can arise even from unintentional offences in your writing since perceptions of harm differ. Without insurance, legal defence and damages could be financially devastating. Our policies protect you against covered claims so your livelihood isn’t jeopardised.
We cover situations like:
We cover claims alleging financial injury or reputation harm arising from:
Our public liability insurance would respond if your writing is claimed to have directly caused bodily injury or property damage.
Yes. Our insurance protects self-employed and freelance writers, authors, copywriters, editors, publishers and transcriptionists against covered claims.
Our worldwide coverage (excluding the USA and Canada) ensures peace of mind even if you face challenges with artists, publishers, or other parties overseas during authorised trips. For example, imagine a disagreement erupting during a research trip to Japan, potentially leading to legal action and claims against you.
We have you covered even when collaborating with foreign partners temporarily.
