Working with professional businesses like yours for over 35 years, we’ve been asked almost every question under the sun about our insurance policies. To make things easier, we’ve put together this FAQ covering the key details you need when getting insured with us.
If you have any other questions not listed here, please give us a call and our advisors will be happy to help.
Financial loss insurance provides protection if a client suffers financial loss not caused by injury or property damage. Any financial loss from injury or damage is covered under public liability insurance.
Yes, our policies automatically cover liability for overseas work trips up to 14 days, excluding the USA and Canada. So if you take on a short project abroad, you’ll have coverage.
Yes. Provided your annual premium exceeds £125, we offer competitive monthly instalments to help your cash flow.
Yes, Professional Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.
If your profession isn’t shown or is slightly different, contact us. We can likely still provide tailored coverage.
Our policies are underwritten by Covea Insurance UK, part of the Covea Group.
Yes, please contact us if you need any other business insurance products and our advisors will be glad to help.
Our policies cover up to 15 employees including partners and office staff. For higher numbers, we may be able to arrange bespoke alternatives.
Public liability insurance provides protection against your legal liability for injury and damage to third parties and their property, as a result of your business activities. To read more about what it covers, please visit our public liability insurance page.
Products liability insurance provides protection against your legal liability, compensation costs and expenses following an injury by goods you’ve sold, supplied, repaired, tested or delivered in connection with your business. If you’d like to know more about this cover, please visit our products liability insurance page.
Employer’s liability insurance provides protection against your legal liabilities to pay compensation in event of injury or illness suffered by your employees in the course of your business activities. To learn more about this cover, please visit our employer’s liability insurance page.
It pays for legal costs in areas not normally included in business policies like:
Yes. We cover contents and equipment up to £20,000 covered anywhere in the UK when added to a liability policy.
Please note, this is an optional cover; we cannot insure equipment separately – our business equipment insurance is only available where a Professional Saver public liability policy has been purchased.
Yes, we offer up to £20,000 cover for contents and equipment covered on an all risks basis anywhere in the UK
