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Marriage Guidance & Couples Therapy Insurance

Protecting marriage counsellors and relationship therapists with specialist insurance from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Insurance for Marriage Counsellors


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a professional providing marriage counselling services, having the right insurance is crucial to protect you in case a client pursues legal action over perceived failings in your guidance. Our specialist counsellor’s indemnity insurance provides cover if your advice leads to financial loss or relationship breakdown claims.

Why Do Couples Therapists Need Insurance?

As a marriage counsellor or relationship therapist, you advise vulnerable individuals on critical life decisions. However, if your guidance proves ineffective or flawed, you risk claims from clients if counselling fails to resolve or even worsens marital troubles. This could leave you personally facing substantial pay-outs without adequate insurance.

Our specialist marriage counsellor’s indemnity policies can give you complete peace of mind that any disputes or financial loss claims caused by your services will be handled swiftly and efficiently.

Get a Quote  Learn about Public Liability

Why choose Professional Saver marriage guidance & couples therapy insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our marriage guidance & couples therapy insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Marriage Guidance Insurance?

Marriage guidance insurance protects therapists and advisers who support and guide couples and individuals experiencing relationship difficulties. This covers:

  • Providing therapy to identify issues causing marital discord
  • Teaching conflict resolution techniques
  • Coaching on improving communication skills
  • Counselling clients through separation or divorce

However, marriage guidance counsellors face risks, including:

  • Failing to accurately identify core problems
  • Providing poor advice that worsens relationship troubles
  • Clients’ situations deteriorating despite ongoing therapy
  • Contibuting to a mental health condition following professional negligence

This could lead to negligence claims if your services cause further emotional, psychological, or financial harm. Marriage guidance insurance protects professionals in this field should these risks arise.

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What Does Our Marriage Counselling Insurance Cover?

Our marriage counsellor policies include the following:

Professional Indemnity Insurance

This optional insurance covers claims for financial losses or emotional distress clients suffer from poor therapy, inaccurate advice, or negligence. For example, your flawed guidance leads a couple to divorce when their relationship could have been saved.

Public Liability Insurance

Public liability insurance covers any injury or property damage caused to clients while visiting your premises for counselling sessions. For instance, a client trips on a trailing wire and breaks an arm while entering your office. This is one of the most important parts of couples therapy and marriage health insurance cover.

Legal Expenses Insurance

This insurance coverage provides specialist legal advice and covers legal costs if you face civil claims or complaints related to your counselling work. For example, defending against litigation threats from a client alleging your therapy caused their marriage to collapse.

Office Equipment Insurance

Available as an option, office equipment insurance provides replacement or repair cover for any counselling tools used in your work that are lost, stolen, or damaged, like computers, phones, and testing resources.

Our experienced team can explain these covers in full detail should you need more information.

Cover for Temporary and Contract Staff

We can extend your core marriage guidance insurance to protect any freelance therapists, interns, or other temporary staff you use to help with client casework. This ensures that anyone operating under your clinic’s brand is shielded from potential claims.

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Why Choose Professional Saver for Marriage Guidance Insurance?

With over 35 years of experience protecting professionals across the UK, you can trust Professional Saver to safeguard your marriage guidance livelihood. Our key advantages include:

  • Direct Specialists – We are a specialist commercial insurance provider, not a comparison website. Clients work directly with our advisors, who understand the unique insurance needs of marriage counsellors.
  • 24/7 Legal Helpline – We offer access to expert legal advice whenever you need guidance on insurance matters.
  • Monthly Instalments – You can spread the costs of your premiums by paying monthly if your annual premium exceeds £125.

For an insurance quote for protecting your marriage counselling clinic, use our online form or call our team today.

Get a Quote

Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Marriage Guidance & Couples Therapy Insurance FAQs

Marriage counsellors are vulnerable to negligence and emotional distress claims because clients depend on their advice to rescue failing relationships and avoid life-changing decisions like divorce. If such guidance proves poor, counsellors risk substantial pay-outs without insurance.

Examples of loss scenarios we would cover include:

  • Ineffective therapy that leads to an avoidable divorce and emotional trauma
  • Flawed advice that worsens marital troubles rather than improving them
  • A client self-harming or requiring further medical treatment due to counselling inadequately addressing mental health factors

Our policies cover compensation claims related to scenarios like these where counselling fails to prevent harm.

Your insurer will cover claims stemming from all typical marriage counselling activities like:

  • Relationship assessments and troubleshooting
  • Communication and conflict resolution coaching
  • Separation or divorce guidance and trauma support
  • Marriage enrichment and intimacy-building programmes

Yes – our marriage guidance and health insurance policies can be extended to cover any contractors, interns, or trainees supporting your therapy services, ensuring complete protection.

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What our customers say

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