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Property Valuers Insurance

Protecting property valuers from under £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Property Valuers Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Our property valuers insurance provides vital protection for professionals conducting property appraisals, valuations and inspections. We offer public liability cover starting from under £55 per year to shield against claims if a client is injured or their property gets damaged while you work on-site. For example, you may accidentally damage furnishings when conducting an internal inspection.

We also offer optional professional indemnity insurance covering financial loss claims stemming from inaccurate valuations. This gives you peace of mind if a flawed appraisal figure leads to lower sale prices or losses when acquiring property. Our policies are explicitly designed for the risks facing professionals like surveyors, appraisers, assessors and inspectors.

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Why choose Professional Saver property valuers insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

Learn more about our Optional Covers

* Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.

How our property valuers insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Property Valuers Insurance?

Property valuers insurance protects professionals who determine accurate residential and commercial real estate values before purchases, sales, investments or securing lending. It covers claims due to errors, omissions or negligence in your inspection reports and appraisals, which influence financial decisions.

This insurance covers property valuers’ liability for:

  • Injury or illness caused to clients during inspections
  • Accidental damage to property and contents
  • Inaccurate valuation figures that lead to financial loss
  • Missed structural flaws or other defects that impact values

Comprehensive coverage is vital for valuers as flawed reports can lead to improper transactions, lost money on deals and costly repairs for buyers. This protects livelihoods by covering resulting legal costs and compensation.

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Why Do Property Valuers Need Insurance?

As a property valuer, your expertise is crucial for major financial decisions. Even slight errors in your assessments can lead to significant financial losses for buyers, sellers, investors and lenders. Imagine a buyer overpaying due to an inflated valuation—the potential for legal action and reputational damage is immense.

Our property valuers insurance provides peace of mind, ensuring we handle any claims arising from unintentional mistakes. Trust us to look after your business and your clients’ financial well-being.

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What Does Property Valuers Insurance Cover?

Our property valuers policies protect against:

  • Public Liability – Covers accidental damage or injury caused to a client’s property or a person during a site visit. For example, you accidentally knock over a valuable vase.
  • Legal Expenses – Provides access to specialist legal advice and covers representation costs if you face civil claims alleging professional negligence. 

Additional Covers For Property Valuers

To complement our core valuation protection, we offer separate additional policies:

  • Contents and Business Equipment Insurance – This policy pays to replace or repair items that got damaged, lost or stolen while you work.
  • Professional Indemnity – Protects you from financial losses if an inaccurate valuation leads to financial losses for your clients. For example, if you miss signs of structural damage and it causes a client to overpay for a property.
  • Cover for Temporary Staff – This insurance provides the same coverage for any freelancers or contractors you hire under your business name, ensuring your company is fully protected.

We aim to provide 360-degree coverage at competitive rates to relieve any stress from your budget. Just fill out our quick online form to get your quote today.

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What Services Can Professional Saver’s Property Valuers Insurance Cover?

Our property valuers policies are designed to cover typical services like:

  • Residential valuation inspections and appraisals
  • Commercial property valuations
  • Rental property appraisals
  • Insurance valuations
  • Council tax valuations
  • Probate and inheritance tax valuations
  • Property consultancy guidance
  • Structural defect and dilapidation surveys

We cover claims due to errors or omissions during such activities leading to injury, property damage or financial loss. Our flexible cover options can accommodate valuers across residential, commercial, land and other sectors.

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Why Choose Professional Saver For Your Valuation Insurance?

With over 35 years of experience you can fully trust Professional Saver to keep your valuation livelihood safe. Our key benefits include:

  • Direct Specialists – We are a specialist broker, not a comparison site. Get your quote directly from us.
  • Legal Helpline – Whenever you need guidance, our 24/7 helpline offers expert advice.
  • Monthly Instalments – You can spread your insurance costs by making monthly instalments if your premiums exceed £125.

Get your obligation-free quote today by filling out our simple online form to protect your property valuation business.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Property Valuers Insurance FAQs

Valuers need adequate professional indemnity and public liability protection because their reports directly influence substantial property transactions and investments. Just one inaccurate inspection overlooking defects or overvaluing a property could leave clients out of pocket and see valuers face claims of tens of thousands of pounds without sufficient cover in place.

An overvalued property can lead to a buyer unknowingly spending far more than the home’s true worth. This can happen if they rely on your valuation and the seller sets an inflated asking price. In such a scenario, the buyer suffers financial loss due to inaccurate information.

Our professional indemnity insurance protects you from these situations. If your valuation leads to a client’s financial loss, this insurance helps cover the claims.

Certainly – our valuers policies can be extended to cover any contractors, self-employed surveyors or freelancers you hire to conduct inspections and compile reports under your company name. This ensures clients see your business as the service provider with insurance protecting against claims arising from outsourced work.

Our public liability insurance would cover instances of accidental physical damage while assessing a property. For example, if you inadvertently cracked a bathroom sink with your surveying equipment or tripped over cabling, knocking down a wall partition, our policy would provide protection and cover repair costs to make good that damage on the client’s behalf.

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What our customers say

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