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Protecting rating and valuation specialists from under £55* per year
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Get a QuoteOur standard cover is:
We offer insurance policies for rating and valuation specialists starting from under £55* per year. Get your no-obligation quote today and join the hundreds of businesses we protect.
Our standard cover includes:
As a professional providing rating and valuation services, having specialist insurance is essential to protect your business. Our policies provide cover if your valuation work leads to financial loss for a client.
For example, an inaccurate property or land valuation could see a client pay too much for an asset. Our rating and valuation insurance covers the professional against resulting loss of funds and negligence claims.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Employers Liability Business Contents & Equipment 
Personal Accident Short Term Income Protection Professional Indemnity* * Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
Rating and valuation insurance protects professionals who provide valuation opinions on the financial standing or monetary worth of assets. Valuers advise clients on placing accurate figures on items they wish to sell, insure, or use as collateral. However, mistakes can happen, leading to financial detriment if assets are under- or over-valued.
This insurance covers the liability of rating and valuation professionals for:
Comprehensive coverage is essential, as even minor valuation errors can lead to huge losses when dealing with high-value assets. Policies protect livelihoods by covering resulting client claims.
As a valuer of property, land, machinery, livestock, or other assets, your specialist opinion directly impacts the money clients will pay or receive when transacting those items. However, if your advice and reports inaccurately represent an asset’s worth due to an error, the financial implications can be substantial for clients.
For example, flawed valuation guidance sees a client pay £2 million for a property only worth £1.5 million. Or an undervalued vintage car is sold for £20,000 when it was actually worth £100,000.
In scenarios like these, where improper valuations lead to significant client losses, substantial professional negligence claims could be made against you without adequate insurance. Our specialist rating and valuation cover protects your business from costly pay-outs.
Our policies can include the following:
We will take you through all available options as part of the online quote process.
Our insurance is designed for all common asset and property valuation services, including:
Essentially, we cover any valuation services where improper advice could lead to financial loss claims from clients relying on your estimates to inform transactions or insurance purposes.
With over 35 years of experience and hundreds of clients protected, our valuation insurance expertise is unmatched. Key benefits include:
To get your no-obligation quote, please get in touch. Let Professional Saver fully protect your valuation business.
* Total number of live policies as of 31/10/2025
Valuation work involves high-value assets where small opinion errors could lead to substantial financial losses for clients. Specialist professional indemnity insurance covers resulting claims due to under- or over-valuations. Without protection, the negligence claims could jeopardise livelihoods and bankrupt valuation businesses.
We would cover a range of valuation financial loss scenarios, such as:
Our policies cater for valuation losses across all common asset classes.
Certainly – our covers can be extended to any contractors, freelancers, or self-employed valuers operating under your company name. So, even if a visiting appraiser or junior valuer makes an error leading to client financial loss, our insurance helps protect your business from any resulting claims or legal action.
While we cater for all valuation disciplines, our most popular covers are:
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