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Protecting research professionals with public liability insurance from less than £55* per year
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Get a QuoteOur standard cover is:
Researchers insurance protects professionals who conduct independent investigations to establish facts, collate data, and derive insights across sectors like healthcare, technology, social sciences, and more. Cover can include:
Typical risks that researchers face arise from:
Adequate researcher insurance covers legal costs and damages if needed.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
Unforeseen incidents can easily occur during research projects, like equipment getting damaged, data stolen, and findings challenged. Without insurance, researchers risk substantial outlays to compensate for losses personally. Specialist cover handles disputes, protecting incomes.
Our policies can protect against:
Public liability insurance covers injury or damage caused while conducting research. For example, accidentally knocking over a test subject’s possessions.
Professional indemnity insurance provides protection if your findings are legally challenged, resulting in financial damage to clients. For instance, flawed clinical trial data leads to product recall.
Legal expenses insurance pays legal costs if you face civil claims concerning your studies. For example, an investigating authority disputes your research conclusions.
Equipment and contents insurance covers the repair or replacement costs of items damaged during research, like tablets, testing kits, and analysis software.
You will be taken through all available options as part of the online quote process.
We can extend your researchers insurance policies to protect any freelancers, independent analysts, or research assistants conducting work on your behalf. For example, if a statistician you hire overlooks experimental errors in findings, leading to unfair conclusions, our insurance helps shield your business from potential disputes.
With 35+ years of experience protecting SMEs across the UK, you can trust Professional Saver to safeguard your research business. We offer these key advantages:
Get a quote today and join the many researchers we protect!
* Total number of live policies as of 31/10/2025
Researchers face risks like challenges to findings, loss of intellectual property, and confidential documents getting stolen. This leaves them vulnerable to legal disputes and claims without insurance. Tailored cover protects incomes if errors or oversights require compensation payouts.
We would cover scenarios such as:
Our comprehensive research consultancy insurance handles legal disputes, damages, and settlements in cases like these.
We cover projects across the following areas:
Essentially, most civil claims concerning core research activities are covered.
Yes – our researchers insurance can extend to cover any freelancers or assistants conducting regulated studies, collecting or analysing data, or co-authoring papers under your projects. Both you and additional personnel benefit from protection.
From only£55per year From only£55per year From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year 
