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Toastmastering Insurance

Protecting toastmasters with public liability insurance from as little as £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver’s Public Liability Insurance for Toastmasters


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a toastmaster or public speaking club, having insurance is crucial to protect your events in case attendees suffer injuries or property damage. Our public liability insurance covers you against claims from third parties, providing protection if someone is injured at your gathering or their belongings are damaged.

For example, you could be liable if a guest trips over loose carpeting on the stage.

Why Toastmasters Need Liability Insurance

Toastmaster clubs and events involve bringing together groups of people to venues to practise public speaking. Accidents can easily happen – attendees may trip on uneven floors, be injured by falling equipment like lights or speakers, or have their belongings stolen or damaged at your events.

Without insurance, you could face enormous unexpected costs if an incident occurs and a guest decides to pursue a claim for compensation. Our public liability policies give you complete peace of mind that any valid claims will be dealt with by your insurer.

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Why choose Professional Saver toastmastering insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our toastmastering insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Does Toastmaster Insurance Cover?

Our policies provide protection against:

  • Public liability – Covers injury to third parties or damage/loss of their property at your events
  • Legal expenses – Pays your legal costs and provides representation if you face civil claims

We offer varying levels of cover based on your specific needs. Our experienced team can explain the options fully so you get tailored protection.

Additional Cover

To complement our core public liability offering, we also provide further options including:

Professional indemnity

Protects against claims of professional negligence, such as if your advice or services as a toastmaster are alleged to have caused financial loss for a client. For example, if you fail to properly coordinate the wedding speeches, negatively impacting the event.

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Why Choose Professional Saver For Your Toastmaster Insurance?

With 35+ years of experience covering individual professionals and small businesses, you can trust Professional Saver to protect your toastmaster business. Our key advantages are:

  • Direct Specialists – We are a specialist broker, not a comparison website. Get your quote directly from us.
  • 24/7 Legal Helpline – Access expert legal advice whenever you need guidance on insurance matters.
  • Monthly Instalment – You can spread your insurance costs by making monthly instalments rather than annual payments if your premiums exceed £125.

Get an instant quote online today and let Professional Saver protect you and your business.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Toastmastering Insurance FAQs

Toastmaster groups need cover in case third parties like attendees or guests suffer injuries or property damage at club events. Without insurance, the club could be liable for substantial compensation costs. Coverage is therefore vital.

The level of coverage needed varies depending on factors such as the size of your events, the venues you use, and the specific activities involved.

We would cover costs stemming from scenarios like:

  • Guests tripping on loose carpets or cables leading to injury
  • Falling lighting or sound equipment causing attendee harm
  • Food poisoning at post-event receptions
  • Coat/valuables theft from cloakrooms

As long as the club is deemed legally liable for causing the harm/loss, our public liability policies provide protection.

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What our customers say

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