Protecting claims adjudicators with public liability insurance, starting from less than £55* per year
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Get a QuoteOur standard cover is:
As a claims adjudicator or loss assessor, your assessments decide the outcome of disputed insurance claims, often involving large sums of money and complex, contractual situations. However, mistakes can happen in such cases, and just one error leading to an incorrect claims judgement could leave you facing substantial legal challenges and compensation pay-outs.
Our tailored public liability policies give you complete peace of mind throughout the adjudication process, that any disputes, injuries or financial loss claims caused by your decisions will be dealt with by your insurer.
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Adjudicator insurance protects professionals who weigh up disputes between parties and deliver binding judgments or recommendations to resolve conflicts as an impartial third party. Adjudication covers:
However, liability risks arise from:
Our adjudicator policies provide protection against:
Covers any injury or property damage caused while:
For example, accidentally knocking over a priceless vase when visiting a household or business to investigate a flood claim.
This provides protection if your claim judgement is successfully challenged or overturned, resulting in substantial financial loss for the parties involved. For example, if deciding a complex business interruption or home contents claim is invalid but this decision is overturned on appeal by a regulator or ombudsman, leaving the insurer or claimant facing a large pay-out.
We cover legal costs, compensation, damages and claimant loss of income in scenarios like this.
This pays for your own legal costs and provides specialist legal advice/representation if you face civil claims alleging negligence or unfairness relating to your work.
The policy helps defend you by covering lawyer fees and potential settlement monies against demands for large sums of compensation if errors have unfairly deprived claimants of expected policy pay-outs.
Our adjudicator insurance policies extend to cover any temporary staff, freelancers or subcontractors you assign investigatory or decision making work to. This ensures you and any external loss assessors, liability investigators or legal experts you use are fully protected against claims arising from their assessment decisions or site visit accidents.
We also offer further protections like:
Provides specialist legal advice and covers costs of certain business-related legal disputes such as breach of contract allegations or employment tribunals.
Covers damage and theft of office equipment like computers, tablets and phones used to review claims evidence, compile investigation reports and communicate judgements to insurers/claimants.
* Total number of live policies as of 31/10/2025
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
Claims adjudicators need specialist insurance because their claim decisions often involve large sums of money and can be legally challenged if errors, oversight or unfairness occurs. This leaves them vulnerable to professional negligence and financial loss claims which could cripple them without adequate insurance.
Adjudicator errors can also cause site visit injuries or property damage that leads to substantial payouts.
Public Liability:
We cover claim adjudication and settlement services related to:
