Energy Assessors Insurance

Professional Saver Energy Assessors Insurance

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As an energy assessor or home inspector, having  insurance is absolutely vital to fully protect you when conducting in-depth property surveys, providing energy performance reports, and giving recommendations to clients.

Our public liability insurance covers you against claims if a client is injured or their property damaged while you are working on-site. It also shields against financial loss claims if your inspection advice later proves inaccurate or flawed.

Without adequate insurance, you could face substantial pay-outs if a client decides to sue for professional negligence, property destruction, or wasted money from acting on your recommendations.

Our specialist assessor and inspector policies give you complete peace of mind that any such claims will be dealt with by your insurer, protecting your livelihood. Professional Saver offers energy assessors and home inspectors insurance starting from less than £54* per year. Get your no-obligation quote today and join hundreds of businesses we have protected.

What Is Energy Assessors Insurance?

Energy assessors insurance protects professionals who evaluate homes and commercial buildings to issue officially recognised certificates detailing energy efficiency ratings and recommendations for upgrades that reduce environmental footprint. Assessments include:

• On-site inspections noting building materials, lighting, appliances
• Component measurements assessing insulation, ventilation, solar potential
• Advice guiding impactful retrofits like double glazing installation

However, liability risks include:

• Failure to spot inefficiencies leading to higher than anticipated energy costs
• Errors advising unsuitable upgrades not delivering forecast savings
• Breaches of digitised client data accessed during residential surveys

Our comprehensive policies can offer:

• Public Liability – Covers assessor slips, trips or falls at client properties
• Professional Indemnity (optional cover) – Shields from claims tied to financial loss
• Equipment Cover (optional cover) – Protecting testing gear like thermal imaging cameras

Insurance That Covers Contract Staff

Our energy assessor and home inspector insurance can also be extended to cover any temporary personnel, freelancers or subcontractors you bring in to help with property assessments and reporting.

This ensures both you and any additional professionals you hire are fully protected by comprehensive public liability and professional indemnity covers while conducting work under your business name.

Common scenarios include:

• Bringing in a thermal imaging specialist to conduct heat loss surveys of properties.
• Using a structural engineer for more complex elements assessments.
• Working with a damp and timber specialist to advise on property repairs.

If any such contractor then provides a flawed analysis which leads to financial implications for a client, our insurance helps shield your core business against claims given the work was done as your trading entity.

We understand operations often require the flexibility of outsourcing expert tasks or bringing in part-time niche help. Our flexible policies ensure full compliance and protection during such work.