Protecting energy assessors with public liability insurance, starting at less than £55* per year
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As an energy assessor or home inspector, having insurance is absolutely vital to fully protect you when conducting in-depth property surveys, providing energy performance reports, and giving recommendations to clients.
Our public liability insurance covers you against claims if a client is injured or their property damaged while you are working on-site. It also shields against financial loss claims if your inspection advice later proves inaccurate or flawed.
Without adequate insurance, you could face substantial pay-outs if a client decides to sue for professional negligence, property destruction, or wasted money from acting on your recommendations.
Our specialist assessor and inspector policies give you complete peace of mind that any such claims will be dealt with by your insurer, protecting your livelihood. Professional Saver offers energy assessors and home inspectors insurance starting from less than £54* per year. Get your no-obligation quote today and join hundreds of businesses we have protected.
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Energy assessors insurance protects professionals who evaluate homes and commercial buildings to issue officially recognised certificates detailing energy efficiency ratings and recommendations for upgrades that reduce environmental footprint. Assessments include:
However, liability risks include:
Our comprehensive policies can offer:
Our specialist energy assessor and home inspector insurance packages provide extensive protection against:
We offer varying levels of public liability, professional indemnity and legal expenses cover. Our experienced team can explain all the options in full.
Our energy assessor and home inspector insurance can also be extended to cover any temporary personnel, freelancers or subcontractors you bring in to help with property assessments and reporting.
This ensures both you and any additional professionals you hire are fully protected by comprehensive public liability and professional indemnity covers while conducting work under your business name.
Common scenarios include:
If any such contractor then provides a flawed analysis which leads to financial implications for a client, our insurance helps shield your core business against claims given the work was done as your trading entity.
We understand operations often require the flexibility of outsourcing expert tasks or bringing in part-time niche help. Our flexible policies ensure full compliance and protection during such work.
* Total number of live policies as of 31/10/2025
Energy assessors and home inspectors are vulnerable to professional negligence and public liability claims because clients depend on their property advice to inform substantial upgrade and repair decisions.
If flawed assessments lead to inappropriate installations resulting in major financial losses, inspectors risk large claims without insurance.
Policies cover resulting high-value demands due to reduced property values, wasted upgrades/repair costs and loss of client equipment caused by inaccurate reports.
Our optional professional indemnity insurance covers inspectors against client loss of money claims in scenarios like these where assessments prove negligent.
We cover all typical property inspection services like:
Essentially we cover most claims stemming from inaccurate inspection advice, flaws, oversights or negligence which lead to financial loss outcomes for your clients.
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
