Excellent 4.7 out of 5
Call us on 0800 121 8748 Mon to Fri, 9am - 5pm
Hero image

Agricultural Consultants Insurance

Protecting agricultural professionals with public liability insurance, starting from less than £55* per year

Not on comparison sites — save money by coming direct to us

Get a Quote
Excellent 4.7 out of 5

Professional Saver Liability Insurance for Agricultural Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As an agricultural consultant, having the right business insurance is crucial to protect you when providing advice to farmers and growers. Our public liability insurance covers you against claims if a client is injured or their property damaged while you are working on their land. For example, you could be liable if a farmer trips and injures themselves in a field you are surveying.

Professional Saver creates tailored insurance packages for agricultural consultants, protecting you, your clients and the general public.

Get a Quote  Learn about Public Liability

Why choose Professional Saver agricultural consultants insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our agricultural consultants insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

Get a Quote

What is Agricultural Consultants Insurance?

Here at Professional Saver, we know that farming and agriculture specialists like agronomists, soil scientists, crop consultants and more require tailored protection to protect their livelihoods. Our Agricultural Consultants Insurance covers risks including:

  • Professional liability for loss of crops arising from poor advice
  • Public liability if a farmer gets injured during an on-site property visit

We cater policies precisely for professionals who provide guidance to farmers and commercial growers across areas like:

  • Crop planting, harvesting and rotation planning
  • Pest, weed and disease control programs
  • Soil, irrigation and nutrient management
  • Farm sustainability and compliance auditing

Our insurance is designed for advisors, not the end producers, so we can focus our cover on risks like negligence claims or injury disputes resulting from your expert counsel.

Get a Quote

Why Do Agricultural Consultants Need Insurance?

As an agricultural consultant, your advice needs to be accurate as it can directly impact incomes and livelihoods in the agricultural sector. However, mistakes can happen, and without insurance, just one error leading to significant loss of yields or destruction of crops could leave you facing substantial payouts to farmers.

Our specialist public liability policies give you complete peace of mind that any injury, damage or financial loss claims caused by your advice will be dealt with by your insurer. Professional Saver offers tailored agricultural consultant insurance starting from just £54* per year. Get your no-obligation quote today and join hundreds of businesses we have protected.

What Does Agricultural Consultants’ Insurance Cover?

Our agricultural consultant policies provide protection against:

  • Public Liability – Covers any injury or property damage caused while visiting and assessing farms. For example, injuring a farmer through negligence while surveying their property or accidentally damaging a fence or piece of machinery when driving around land.
  • Legal Expenses Insurance – Pays your legal costs and provides specialist legal representation if you face civil claims from farmers resulting from your alleged professional negligence when consulting them on agricultural matters. It can help defend you against demands for large sums of financial compensation.
  • Business Equipment Insurance – Replaces or repairs items lost, stolen or damaged when visiting and assessing farms. This covers all equipment used as part of your on-site consultancy work like testing kits, quad bikes, cameras, laptops and so on.
  • Professional Indemnity (optional cover) – Provides protection if your specialist farming advice leads to financial loss for a grower or farmer. For example, inaccurate guidance on crop spraying regimes, poor drainage solutions or unsuitable livestock nutrition planning causes lower yields, crop death or loss of livestock. It covers resulting claims due to loss of income.

We offer varying levels of cover with high policy limits based on your specific needs. Our experienced team can explain all the options in full so you get a tailored policy.

Get a Quote

Agricultural Cover For Temporary and Contract Staff

Our agricultural consultant insurance can also be extended to cover any temporary staff, freelancers or contractors you bring in to help with farm inspections, data analysis or reporting. This ensures both you and any additional personnel you hire are fully protected while conducting agricultural consultations under your business name.

Whether it’s an agronomist carrying out field surveys, a researcher analysing crop data or a sales coordinator arranging visits, our comprehensive public liability and professional indemnity covers shield both your core business and contractors from potential injury, damage and financial loss claims.

We understand agricultural operations have busy periods requiring extra help. Our flexible insurance options keep you fully compliant and protected if you use temporary professionals.

Additional Covers:

To complement our public, professional and products liability insurance policies, we also offer various optional covers to fully protect your farm consultation business.

We will work with you to ensure that the additional covers you need are included with your base policy. We aim to provide comprehensive protection at competitive rates tailored to your budget.

Get a Quote

Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Agricultural Consultants Insurance FAQs

Agricultural consultants are vulnerable to professional indemnity, public liability and other claims because farmers rely on their specialist advice to maximise crop yields and protect incomes.

If flawed advice leads to lower revenue or loss of crops, consultants risk substantial payouts without insurance. Policies cover resulting claims due to reduced yields, crop damage or loss of equipment caused by incorrect recommendations.

Some examples of farm losses we would cover include:

  • Inaccurate drainage solutions leading to flooding and crop damage
  • Poor pest control guidance resulting in infestations that damage yields
  • Unsuitable fertiliser plans reducing soil quality and harvest sizes
  • Incorrect crop treatment leading to total crop failure
  • Flawed nutrition advice causing livestock health issues

Our professional indemnity insurance is designed to cover loss of income claims from farmers in scenarios like these across common consulting areas.

We cover all typical consultancy services like:

  • Soil, water and nutrient management guidance
  • Pest, disease and weed control planning
  • Crop selection and rotation recommendations
  • Precision agriculture and yield forecasting
  • Animal welfare and nutrition advice
  • Farm waste & sustainability management

In short, we cover most claims stemming from inaccurate or flawed recommendations in key areas that impact agricultural yields, revenue and operations.

Yes – our policies can extend to cover any temporary staff, freelancers or sub-contractors conducting agricultural consulting activities under your business name. If for example, a soil analysis expert you bring in provides flawed reporting leading to loss of crops and income on a farm, our insurance helps cover against the financial claim made against your business as a result.

Who We Cover

A Few Professions We Cover

Consultants’ Insurance
Consultants’ Insurance From only£55per year

Consultants’ Insurance

Insurance for business consultants, starting from less than £55* per year
Advisors’ Insurance
Advisors’ Insurance From only£55per year

Advisors’ Insurance

Insurance for advisors, starting from less than £55* per year
Foresters Insurance
Foresters Insurance From only£55per year

Foresters Insurance

Protecting foresters and forestry consultants from less than £55* per year
Freelance Insurance
Freelance Insurance From only£55per year

Freelance Insurance

Insurance for freelancers, starting from less than £55* per year
Professional Insurance
Professional Insurance From only£55per year

Professional Insurance

Insurance for professionals starting from £55* per year
Self-Employed Insurance
Self-Employed Insurance From only£55per year

Self-Employed Insurance

Insurance for the self-employed, starting from less than £55* per year

What our customers say

Join 18,761+ businesses

Get a Quote
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.