Foresters Insurance

Professional Saver Forestry Consultants’ Insurance

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Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a forestry consultant, having  insurance is crucial to protect your livelihood when providing tree management advice and conducting site surveys on private and public lands.

Our specialist forestry consultant policies cover you against claims from injury, property damage, financial loss, and more resulting from your professional guidance. Whether

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What is Foresters Insurance?

Here at Professional Saver, we understand that professionals like foresters, arborists, loggers and more require specialised protection across areas like:

• Public liability – Injury claims on felling sites.
• Professional indemnity cover – Inaccurate tree safety reports.
• Employers liability – Workplace incidents through chainsaw use.

Our Foresters Insurance packages cater to professionals like:

• Foresters assessing timber quality/yields
• Arborists advising on tree health and maintenance
• Fire prevention specialists and forest wardens
• Environmental conservation consultants

We provide cover against legal claims, equipment risks and industry mishaps that could otherwise severely disrupt an independent land management business or spark disputes questioning your expert standing.

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What Does Our Foresters Insurance Cover?

Our specialist insurance packages provide far-reaching protection for your forestry consultancy, including:

Core covers

• Public Liability Insurance – Covers any injury or property damage caused while visiting, surveying, and moving through wooded sites. For example, if a landowner trips over a tree branch you have removed, or debris you have not cleared up,  during a supervised site inspection or area survey.
• Legal Expenses Insurance – Pays all your legal costs and provides specialist legal representation if you face claims or civil court action from clients alleging professional negligence when you consulted them on forestry matters. This covers legal fees plus compensation pay-outs if directed by a court.

Additional covers and benefits

On top of our core insurance offerings, we can also provide further protections to fully cover your arboriculture consultancy:

• Professional Indemnity Insurance – Provides protection if your specialist arboriculture advice leads to financial loss for a client. For example, if inaccurate guidance on disease control measures leads to loss of valuable mature tree stock. Or a flawed commercial felling plan causes loss of projected timber sale income.
• Contents Insurance – Protects against damage and theft of vital equipment like computers, phones, and printers used to run your consultancy operations on a day-to-day basis. It allows you to claim for replacements if items are damaged.
• Business Interruption Insurance – Covers loss of potential consultancy earnings if events like fire, flood or storm damage prevent you from being able to operate, serve clients and generate income for a period. This allows you to claim for the potential profits lost.

Cover For Temporary and Contract Staff

Our forestry consultant insurance packages can also be extended to cover any temporary staff, freelance contractors, arboriculture specialists, tree surgeons, conservation advisers, and similar you engage to help with woodland site surveys, tree stock analysis, yield forecasting, conservation planning, or reporting activities.

This ensures both you and any additional personnel operating under your business name are fully shielded from public, professional, financial and legal liabilities while conducting contracting work.

We understand arboriculture operations often experience busy seasonal periods requiring extra help to meet client demand. Our flexible insurance options keep you and temporary workers fully protected.

Some examples of contractors we cover:

• Freelance arboriculture consultants assisting with surveys
• Tree surgeons assessing planting practicalities
• Conservation advisers compiling area planning data
• Forest ecologists conducting wildlife inventories
• Disease analysts diagnosing tree stock health issues
• Fire risk assessors estimating fuel load volumes

Our comprehensive public liability and professional indemnity covers cater for all common forestry sub-contractors.

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