Protecting risk assessors from less than £55* per year
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Get a QuoteOur standard cover is:
As a risk professional, your risk analysis reports and recommendations are relied upon by organisations to keep operations safe and minimise hazards. However, mistakes can happen:
Any of these could leave clients vulnerable to major incidents, business disruption or significant liability exposures.
Without adequate insurance, just one error by you that leads to a major loss event, disruption or substantial claims costs for a client could result in extortionate compensation demands against you personally.
Our specialist risk assessor insurance provides complete peace of mind that any claims stemming from your services will be dealt with directly by your insurer. You won’t lose your livelihood over one mistake.
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Trusted for over 40 years
We’ve been providing insurance to businesses since 1984
Financial Strength
Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
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Risk assessor insurance protects professionals who evaluate hazard scenarios across areas like the built environment, workplace safety, fire prevention, business continuity, security, insurance exposures and more to quantify risk levels and recommend controls.
As a risk analyst or risk surveyor, clients rely on your impartial assessments to understand vulnerabilities in their operations, processes, properties, events and activities that could lead to accidents, disasters, financial loss or liability costs.
However, there is substantial liability if your oversight or flawed judgements fail to highlight significant risks leading to incidents you claimed to evaluate and manage.
Comprehensive risk assessor insurance generally includes:
Above all, adequate cover defends your professional reputation as an authority that organisations rely on for impartial risk analysis and auditing. It prevents potentially questionable inspection and reporting quality from ever being called into question in court.
Our policies are structured to provide extensive protection for common risk analysis services like:
We provide protection if failures or issues in such assessments lead to:
Our insurance can include these covers:
Broad coverage against client claims suffering financial loss or liability costs stemming from your risk services, assessments, or consulting advice.
Shields you if a client or member of the public suffers an injury or property damage while you are conducting risk work on-site or visiting facilities.
Pays lawyers costs to fully defend you during disputes, representations at a court or tribunal and covers your legal costs. It gives you access to top lawyers.
Replaces specialist risk analysis tools, technology or equipment lost, stolen or damaged during your assessment work. We cover all modern gadgets and hardware used in risk services.
We offer cover catering to both independent consultants and larger risk assessment practices.
* Total number of live policies as of 31/10/2025
Insurance is critical because if flawed advice, missed threats or errors by a risk professional lead to major incidents, business disruption or substantial liability costs for clients, extortionate claims can follow.
Policies cover the assessor’s liability for resulting financial loss and compensation payouts stemming from inaccurate or negligent services.
Examples of losses we commonly cover include:
Essentially, scenarios where a risk assessor or consultant could be deemed partly or fully liable for not identifying threats or providing accurate enough recommendations to protect the client – leading to loss events.
Yes – our policies can be extended to cover any contractors, subcontractors, self-employed consultants or temporary staff conducting risk analysis activities under your company name.
So even if an external fire safety auditor you bring in provides flawed analysis leading to major loss, you and your lead risk assessment business remain fully protected against resulting claims.
We cater extensively to risk consultancies just starting out by offering:
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
