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Shield your business with legal expenses cover, included with your policy at no extra cost.
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Included as standard with our public liability policy
Our standard cover is:
As a professional offering advice and services, your business can face substantial legal disputes and compliance investigations even if you have done nothing wrong. Complex legislation around areas like tax, data protection and employment combined with a rise in litigation means professionals, on average, now face legal costs of £8,500 per case.
Our legal expenses insurance is designed to cover fees like lawyers, court and expert witness expenses, so any disputes do not cripple your finances. We make legal protection accessible even to small firms.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Our legal expenses insurance covers costs defending civil, employment and tax disputes, including:
We shield professionals against expected legal costs so you can defend disputes without financial strain. Our £250,000 cover limit allows us to appoint specialist lawyers on your behalf and run cases end-to-end.
Typical disputes covered include:
Essentially, whenever a legal professional is needed to protect your business interests, our insurance helps cover their costs.
All professionals including advisers, consultants and service providers are vulnerable to legal disputes like:
Negligence claims – If advice or services provided are inadequate, clients can allege negligence to recover financial losses.
Employment tribunals – Discrimination, unfair dismissal, harassment and other employee disputes can lead to costly tribunals.
Regulatory issues – Investigations into compliance breaches around tax, data protection, health & safety etc. quickly rack up fees.
Commercial disputes – Disagreements over liability, contracts and provision of services/goods to clients can require legal resolution.
Defending allegations or asserting your rights across cases like these without legal expenses insurance could put your business under serious financial strain. Our professional cover supports you throughout this process.
* Total number of live policies as of 31/10/2025
We aim to be the most comprehensive legal expenses insurance provider for professionals. Our cover includes:
Whether facing a lawsuit from an unhappy client, unfair dismissal claim from an ex-employee or full tax investigation from HMRC, our legal expenses insurance is designed to cover a law firm’s fees to resolve your case.
We also provide 24/7 access to a specialist legal advice helpline for guidance on disputes.
With more than 20 years’ experience covering UK SMEs, freelancers, consultants and the self-employed, you can trust Professional Saver to defend your livelihood. Our key benefits are:
We cover thousands of consultants, advisers and service providers. Get an instant quote online today or call us on 0208 006 2520 to speak with an advisor.
Typical legal disputes covered include:
Essentially, any civil, employment or tax case requiring legal defence.
We cover all legal advice and representation costs like:
Any legal professional fees involved in resolving your business dispute.
We provide a generous £250,000 total cover limit for legal expenses to ensure even complex and lengthy business dispute cases can be funded to resolution by appointed law firms. This allows us to appoint specialists and run full legal defences for professionals facing substantial lawsuits or investigations.
Yes – our 24/7 legal helpline provides guidance from qualified professionals who fully understand what areas and scenarios our legal expenses insurance policies cover. They advise accurately on what disputes would be covered.
Alongside legal expenses insurance, professionals can also secure tailored and comprehensive:
Please discuss your complete business insurance needs with our expert advisers.
From only£55per year From only£55per year 
