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Office Manager Insurance

Protecting office managers with public liability insurance from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Specialist Insurance for Office Managers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a freelance or interim office manager, you are at the heart of administrative operations. This critical role means overseeing public access to work premises, handling sensitive files and data, securing company assets, and managing teams executing clerical tasks.

With constant activity spanning visitors, couriers, contractors, employees, and more, risks of accidents leading to injuries, property damage, or confidentiality breaches are ever-present.

Without adequate insurance, just one significant incident could land you or your employer with substantial compensation pay-outs. Our tailored office manager insurance can provide complete peace of mind that any public liability or professional indemnity claims will be taken care of. No more worrying about costs of visitor trips and falls or employee data entry errors. We’ve got you covered!

 

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Why choose Professional Saver office manager insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our office manager insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Office Manager Insurance?

Office manager insurance protects professionals in charge of administrative operations within a business. Core duties span coordinating physical infrastructure, information flows, personnel, systems, and day-to-day processes to maintain productivity.

Potential liabilities for reliable office functioning include:

  • Employee injuries like tripping hazards or ergonomic strains
  • Breaches of securely stored customer and company data
  • Financial disputes with vendors over procurement terms
  • Loss of important documentation interrupting continuity

Insurance coverage enables office managers the latitude to try new workflows, tools, and planning without fearing job disruption if initiatives falter or external factors like criminals disrupt operations.

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Core Covers in Our Office Manager Insurance

Our office manager policies are structured to include:

Public Liability Insurance

  • Public liability insurance covers any injury sustained by visitors such as clients, couriers, and contractors while on work premises that you oversee. For example, if a delivery driver trips on office furniture left in a hallway, fractures their wrist, and makes a claim.

Legal Expenses Insurance

  • This cover pays legal costs and provides specialist legal representation if you face civil claims alleging failures or negligence in your office management. For example, if visitors allege an unsafe premises incident was due to your actions or negligence.
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Additional Coverage Options:

To complement our core liability protections, we offer optional office manager insurance safeguards:

Professional Indemnity

  • Professional indemnity provides cover if administrative errors by the team under your supervision lead to financial loss for the business. For example, if a payroll clerk you manage miscalculates salaries, resulting in incorrect payments and HMRC fines.

Office Contents Insurance

  • This insurance protects against damage and theft of office equipment like computers, printers, phones, furnishings, and supplies you oversee daily. For example, if thieves break in and steal tech devices and inventory from storage.

With our additional covers, we aim to provide 360-degree protection at competitive rates for ultimate peace of mind.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Office Manager Insurance FAQs

Unlike regular employees, office managers have extensive oversight duties across the administration of premises, equipment, data security, suppliers, visitors, and personnel. This ‘gatekeeper’ role interacting with so many third parties and sensitive assets means a higher risk of incidents leading to injury, damage, and loss claims if accidents occur. Specialist covers account for these exposures.

Situations where our policies would protect office managers include:

  • Visitors get injured entering unsafe premises that an office manager failed to inspect properly.
  • Contractors cause water damage to office equipment like printers due to an office manager’s oversight.
  • Couriers trip over boxes left in corridors that an office manager should have tidied.
  • Data entry clerks mislay sensitive documents they should have securely stored under office manager instructions.

Essentially, we shield office managers from injury, property, and data damage claims stemming from oversight across premises safety, supplier relations, and staff management.

If any incident leads to an injury, property damage, or data breach claim against you or your employer, simply notify Professional Saver immediately. We will send our insurance handlers and legal teams to start investigations and correspondence with the claimant party.

Negotiations will then take place to reach a fair claim settlement, avoiding prolonged legal disputes wherever possible. Our insurers will cover any reasonable compensation owed, so you don’t pay anything out of pocket.

Yes, our office manager policies can be extended to cover any temporary, contract, or freelance staff undertaking administrative tasks under your supervision. For example, you manage an outsourced payroll clerk or data entry assistant, and they make an error leading to financial loss or data breach. Our insurance will help shield your employer’s business from potential claims.

We understand that to function effectively, office-based operations often require the flexibility of bringing in part-time or outsourced help. Our comprehensive insurance options account for this by keeping businesses fully protected if engaging external personnel under an office manager’s supervision.

Some examples of insider threats we protect against include:

  • Data entry clerks leak confidential customer information to external parties for profit.
  • Receptionists steal and sell customer credit card details held in files.
  • Warehouse managers engage in inventory theft from company storage rooms.

Our professional indemnity cover is designed to safeguard employers against both monetary and data loss resulting from suspected staff theft, fraud, or other acts of commercial crime. Please note that professional indemnity insurance is an optional cover, which doesn’t come standard with our office manager insurance.

Get in touch today to protect your livelihood. We are happy to answer any questions or provide further details about our office manager insurance.

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