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Protecting jewellery designers from less than £55* per year
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Get a QuoteOur standard cover is:
As a jewellery designer you design and create items every day. Even with the utmost care, accidents can happen – a diamond could get fractured during setting, or an antique piece could get damaged beyond repair.
Without adequate insurance, you risk facing hefty pay-outs if anything gets lost, stolen, or damaged due to an accident, employee oversight, or even an opportunistic customer. Our jewellery business policies give you complete peace of mind that any claims caused by damage, loss, or theft on your premises will be handled professionally and efficiently.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
Our jewellery insurance packages can include:
Public liability insurance covers any injury caused to clients, employees, or visitors through negligence. For example, if a cabinet displaying jewellery collapses and injures a browsing customer.
This coverage safeguards you if the jewellery you have designed, manufactured, or worked on causes injury or damage due to a fault. For instance, if the jewellery wasn’t properly finished, and it scratches or cuts the wearer or others due to sharp edges.
This optional insurance provides cover if flaws in your designs or mistakes in your jewellery work lead to financial loss for a client. For example, an inaccurate valuation provided by the jeweller leads to financial losses for the client, who later discovers the piece’s true value.
This optional insurance protects all the vital equipment you use, like jeweller’s tools, casting machines, and 3D printers, as well as your raw materials and finished jewellery pieces from theft, loss, or accidental damage at your premises.
We can extend your specialist jewellery design insurance to cover any temporary staff, freelancers, or sub-contractors you hire. Whether it’s a diamond setter, hand engraver, CAD design freelancer, or polishing expert, our policies ensure that you and any personnel joining your team are fully protected from client claims while working under your business name and roof.
Accidents happen, especially in intricate jewellery work. Fortunately, our public liability and optional professional indemnity covers shield your business from potential pay-outs regardless of whether it was you, an employee, or a contractor at fault.
* Total number of live policies as of 31/10/2025
Jewellery designers, retail stores, and manufacturing workshops handle incredibly valuable gemstones and precious metals belonging to clients every day. Accidents like losing stones during setting or damaging antique pieces can mean substantial payouts running into tens of thousands without adequate insurance.
In addition, policies cover injury claims if customers are hurt by loose stones or collapsing displays. They also protect against compensation demands if expensive jewellery stock is damaged, lost, or stolen due to employee oversight or security failures.
We provide tailored protection for all common jewellery business activities, such as:
Our specialist insurance covers any claims stemming from accidents, negligence, or oversight during such jewellery services.
Absolutely – our policies can cover your valuable jewellery raw materials and finished pieces against theft and accidental damage. We can insure stock like:
Just let us know the total value you need to be covered during a quote for complete protection.
From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year 
