Protecting house sitting professionals with public liability insurance from less than £55* per year
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Get a QuoteOur standard cover is:
Our public liability insurance protects house sitters against claims if a client is injured or their property is damaged while they’re house sitting. For example, you may be liable if you accidentally leave a door open and a pet escapes or a client slips on a wet floor inside their home.
As a house sitter, you take care of clients’ homes and pets while they are away on vacation or a business trip. Accidents like slips or falls can easily occur on a client’s property while you are there. Additionally, unintentional damage may happen to vehicles, antiques, electronics, or other valuables in your care.
Without adequate insurance, you could face substantial legal costs and compensation payouts. Clients could make claims due to negligence that caused harm to themselves, family members, pets, or property. Our public liability policies catering specifically to house sitters provide complete peace of mind that any valid claims made will be handled and settled appropriately.
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We’ve been providing insurance to businesses since 1984
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Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
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House sitter insurance protects professionals who look after other people’s homes while the owners are away. It covers sitters against claims due to accidental property damage, theft, or injuries while carrying out house sitting duties.
This insurance safeguards house sitters who are responsible for maintaining and securing client homes, as well as caring for pets, plants, or other possessions. It covers the liability of sitters if:
Typical house sitting and property care services covered by our insurance policies include:
Affordable insurance coverage is crucial for house sitting professionals, as even minor oversights or accidents can potentially lead to significant financial and legal consequences if clients pursue loss or damage claims.
Professional Saver’s house sitter insurance protects your livelihood by covering associated legal costs and compensation pay-outs. The best part is that our insurance policies start from just under £54* per year.
We can also extend your house sitting insurance to cover any temporary or contract staff you hire to help with your house sitting duties. This ensures you and any external personnel working under your business name have complete liability protection.
Our comprehensive public liability insurance shields both your core business and any contractors from potential injury, loss, or property damage claims. This includes pet sitters responsible for animal care duties, plant waterers going to different homes, or property checkers maintaining general security.
We understand house sitting operations often require flexibility to bring in part-time help during busy holiday periods or to cover multiple properties. Rest assured, our adaptable insurance options ensure you and any temporary workers are fully protected while servicing clients.
* Total number of live policies as of 31/10/2025
House sitting involves close interaction with a client’s property and pets while they are away and entrusting you to maintain their home. Accidents like slips or falls, stained carpets, chipped countertops, damaged valuables, or pet injuries that may occur could have serious financial and legal consequences without adequate insurance.
Our public liability policies provide peace of mind that injury, loss, and negligence claims will be professionally handled and covered rather than directly impacting your livelihood.
Some common examples that our insurance policies typically cover include:
We cover associated legal costs and compensation payouts in unfortunate scenarios like these to fully protect your house sitting business interests.
Yes – losses stemming from pet injuries or death while pet sitting are included. For example, cover would apply if a dog escaped the property or choked on food under the sitter’s supervision.
Yes – our house sitter insurance can be flexibly extended to provide liability cover for any temporary staff, freelancers, or independent contractors you hire to fulfil duties like pet sitting, plant watering, or property checks under your overall house sitting business activities.
So, for example, if a pet sitter you bring in accidentally breaks a valuable ornament, our public liability insurance helps shield your business from associated expenses and legal fees incurred as a result of their actions.
In addition to public liability insurance, we offer optional protections such as:
Our helpful team can discuss the details of additional covers, ensuring you get the best protection for your needs.
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
