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Bathroom Design Insurance

Protecting bathroom designers from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Bathroom Designers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Having insurance is crucial for bathroom designers to protect themselves if a client is injured or property is damaged while working. Our specialist public liability insurance covers designers against claims if, for example:

  • A non-slip floor specified in designs causes a slip injury
  • A poorly secured radiator topples due to incorrect mounting specifications
  • Plumbing arrangements lead to water damage
Get a Quote  Learn about Public Liability

Why choose Professional Saver bathroom design insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our bathroom design insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Bathroom Design Insurance?

Here at Professional Saver, we offer tailored coverage to protect bathroom designers from the unique risks facing remodelling professionals during planning and installations. Services spanning conceptual drawings, spatial layouts, lighting plans, tile designs, plumbing solutions, cabinetry specifications and product selections could all face allegations if final built outcomes are hazardous.

For example, bathroom plans with incorrect floor friction risk slippery falls, while loose towel rails, bracketless mirrors or undersized joint sealants can exacerbate injury likelihoods if clients bump into unsafe installations.

Equally, properties themselves also face harm if inadequate drainage leads to flooding damage from shower overflows, or if ill-considered electrical layouts fail safety codes.

Why Do Bathroom Designers Need Insurance?

As a professional designer, you make important decisions during bathroom projects that impact safety and functionality – like floor types, lighting placements and layouts. Seemingly small errors can cause huge problems later on. For example:

  • Poorly positioned radiators that later topple, causing head injuries
  • Drainage solutions leading to leaks and water damage
  • Slippery floors specified leading to slips and broken bones

Without adequate insurance, you could face enormous and business-threatening costs if a client makes a claim for compensation. Our specialist public liability policies give you complete peace of mind that any injury or damage claims stemming from your designs will be fully handled by your insurer.

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What Our Bathroom Design Insurance Covers|:

Our bathroom design insurance policies provide protection against:

Public liability

Covers compensation claims if a client is injured or property is damaged as a result of hazardous or flawed specifications in your bathroom designs.

Professional indemnity (optional)

Provides cover if errors or negligence in your designs lead to losses for a client once installation is complete. For example, if drainage issues cause leaks and major property damage.

Legal expenses

Pays your legal costs and provides specialist legal advice if you face certain claims or disputes alleging professional negligence with your designs.

We offer varying levels of cover with high policy limits based on your specific business activities and risks. Our experienced team can explain all the options in full detail so you get a tailored policy meeting your budget.

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Who Can Benefit From Bathroom Design Insurance?

Our bathroom design insurance plans are suitable for:

  • Self-employed designers – Protects sole traders and independent designers selling plans directly to clients.
  • Design consultants and advisors – Covers consultants providing design expertise like lighting schematics and decor advice.
  • Kitchen and bathroom studios – Specialist boutiques and retailers that offer in-house design services.
  • Construction firms – Builders, renovators and tradesmen that include design as part of projects.
  • Retailers – Shops selling designer furnishings, hardware and fittings.

Whether you work alone as a freelancer or run a small studio with others, our flexible insurance options keep you fully protected if any aspect of your bathroom designs causes problems for clients once installed.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Bathroom Design Insurance FAQs

As designers make pivotal decisions about flooring, lighting, fixtures and layouts during bathroom projects, any hazards or flaws in these arrangements can lead to nasty slips, trips, leaks and other accidents post-installation. This opens up liability risks if clients pursue injury or property damage claims.

Insurance helps cover compensations, legal disputes and other costs that could otherwise jeopardise your business.

We cover liability stemming from all common bathroom design activities such as:

  • Developing floor plans, layouts and lighting schemes
  • Devising plumbing, electrics and drainage solutions
  • Advising on tiling, cabinetry and decoration
  • Selecting fittings like taps, showers, radiators
  • Specifying baths, sinks, vanities, towel rails, mirrors

Essentially any accidents later on which could be tied to your plans around fixtures, lighting, floors, utilities and layouts.

Absolutely. Our professional indemnity insurance is designed to cover the liability of bathroom designers if shortcomings like inadequate plumbing or drainage arrangements specified in their plans lead to leaks, flooding and water damage after installation.

This helps protect you against potential payouts without sufficient insurance. Just make sure to notify us promptly about any property damage incidents stemming from your specifications.

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