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Fashion Consultancy Insurance

Protecting fashion professionals from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Fashion Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a fashion consultant, your advice guides brands, designers and retailers, but mistakes can happen. One error leading to financial loss for a client could result in substantial legal challenges without adequate insurance. Our tailored policies give you complete peace of mind that any disputes or claims caused by your decisions will be dealt with.

Why Do Fashion Consultants Need Insurance?

As a fashion consultant, your advice directly informs commercial strategy, product development cycles and marketing campaigns. However, oversights or mistakes could lead to major financial losses without insurance. For example, flawed sales projections may encourage excess production, leaving brands with surplus stock and reduced profits. Our tailored policies give you complete peace of mind that your insurer will deal with any disputes, injuries or financial loss claims caused by your decisions.

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Why choose Professional Saver fashion consultancy insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our fashion consultancy insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Fashion Consultancy Insurance?

Fashion consultancy insurance protects professionals who guide brands and designers across areas like:

  • Trend forecasting and market analysis
  • Product development and positioning
  • Brand identity, growth and relations
  • Advertising, merchandising and launches
  • Supply chain optimisation and sourcing

However, risks include inaccurate advice leading to items not selling, poor feedback or client losses. This could negatively impact organisations and lead to issues like breach of contract lawsuits if guaranteed ROI or sales targets are not achieved. Our insurance can cover any loss stemming from your consultations.

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What Does Fashion Consultancy Insurance Cover?

Our specialist fashion business insurance policies protect against:

Public Liability

Covers injury or property damage caused while visiting retailers, suppliers, factories and other sites to gather data and advise clients. For example, accidentally damaging a prototype garment or tripping up a brand manager during a factory tour.

Legal Expenses

Pays your legal costs and provides specialist representation if you face civil claims alleging negligence or unfairness relating to your work. This helps defend against demands for compensation stemming from consultancy mistakes.

Additional Fashion Consultancy Insurance

Professional Indemnity

Provides protection for fashion sector clients if your advice leads to financial loss. For example, sales and growth targets for a new product line are missed due to positioning errors, leaving the brand with an under-expected ROI. Our cover protects against litigation demands in scenarios like this.

Business Contents & Equipment

You can add contents and equipment insurance as a separate cover to replace lost, stolen or damaged items during client visits and industry events. This includes laptops, cameras and testing kits used onsite.

Cover For Temporary Fashion Consultancy Staff

We extend policies to protect any freelancers, self-employed consultants or contractors helping you serve clients. For example, if a trend forecaster you hire overlooks an important new style, causing a client’s product to miss consumer demand, our insurance helps cover the financial implications.

We offer varying cover levels to choose from to fit your specific consultancy needs. Simply fill out our quick online form for your quote.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Fashion Consultancy Insurance FAQs

Fashion consultants advise on critical brand building, product development and marketing campaigns. Their guidance directly informs client investments and strategies. However, small errors could lead to significant financial losses without adequate insurance.

Policies cover resulting claims due to reduced sales, reputational damage or wasted ad spend caused by poor recommendations.

  • Flawed sales projections leading a retailer to overstock then having to sell surplus clothes at a loss.
  • Missed trends due to poor market analysis, meaning items don’t resonate with target demographics.
  • Damaged samples and prototypes during factory or supplier visits that must be recreated, delaying production.
  • Inaccurate advice on brand growth initiatives falling short of targets and wasting budgets.

Our optional professional indemnity cover is designed for scenarios like these across typical consulting activities.

We cover guidance across areas like:

  • Brand positioning, marketing plan and growth strategy definition
  • Trend forecasting, industry data analysis and style predictions
  • Product development support from ideas and design to sourcing and samples
  • Launch campaign creation encompassing pricing, sales collateral and channel plans
  • Merchandising, store design and visual merchandising direction
  • Operational analysis of supply chain bottlenecks, economies of scale, etc.

Most claims stemming from consultancy oversight across these key activities would be covered.

Yes – our policies cover any freelance fashion experts, trend analysts or product developers you temporarily hire to support consultancy work for clients. This ensures full protection if mistakes by your wider team lead to client loss claims.

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