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Energy Consultancy Insurance

Protecting energy consultants with public liability insurance from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Energy Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As an energy consultant, having insurance is crucial to protect you when advising clients on improving energy efficiency, implementing renewable energy solutions, navigating regulations, and accessing funding.

Our public liability insurance covers you in case a client is injured, or their property is damaged while you are working on-site.

For example, you could be liable if a business owner trips over your equipment during a site survey.

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Why choose Professional Saver energy consultancy insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our energy consultancy insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Energy Consultancy Insurance?

Energy consultancy insurance protects professionals who provide advisory services to help organisations, buildings, and infrastructure improve energy usage, reduce consumption, and transition to renewable sources. This covers:

  • Energy audits and surveys to identify efficiency opportunities
  • Recommendations on solutions to reduce carbon footprint
  • Guidance on incentives, legislation, and compliance
  • Support with securing funding for energy projects
  • Project management of solution implementation

However, energy consultants face several risks, including:

  • Inaccurate audits overlooking savings
  • Flawed advice on technologies or energy sources
  • Insufficient guidance on regulations and access to financial support

These could negatively impact organisations’ sustainability, budgets, and legal compliance.

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Why Do Energy Consultants Need Insurance?

As an energy consultant, you enter properties to assess efficiency and advise clients on improvements. Accidents like slips, trips, and falls can easily occur on-site, potentially leading to injury claims if uninsured.

Additionally, as your audits and reports directly inform organisations’ carbon reduction strategies and help secure project funding, any consultancy errors could jeopardise client budgets, legal compliance, or access to vital financing.

Our energy conservation consultants insurance can cover any injury, financial loss, or negligence claims.

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What Does Energy Consultancy Insurance Cover?

Our policies include:

Public Liability Insurance

This insurance covers any injury or property damage during site surveys and audits. For example, if a factory owner tripped over trailing cables from your monitoring equipment.

Professional Indemnity Insurance (optional)

Professional indemnity insurance covers claims for financial loss stemming from inaccurate advice, flawed reporting, or negligence. For instance, overlooking energy savings in an audit report leads to unnecessary infrastructure spending.

Legal Expenses Insurance

Legal expenses insurance provides legal advice and covers costs if you face civil claims or investigations related to consultancy work. For example, legal representation if a council alleges an audit report was misleading.

Business Contents and Equipment Insurance (optional)

This insurance includes replacement or repair cover for items lost, stolen, or damaged during site work.

We offer varying cover levels to choose from to fit your specific business needs. Simply fill out our quick online form for your quote.

Cover for Contractors and Temporary Staff

We extend policies to protect any freelance contractors, consultants, or temporary staff working under your brand. This provides complete coverage for personnel working on your behalf.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Energy Consultancy Insurance FAQs

Energy consultants are vulnerable to negligence claims because organisations depend on their advice to cut costs and meet sustainability targets. Substantial pay-outs could be due if issues are overlooked in audits or if solutions are flawed. This can be financially crippling without adequate insurance.

Examples of scenarios we would cover include:

  • An audit missing savings leading to unnecessary infrastructure spending
  • Incorrect renewable technology advice resulting in budgets being exceeded
  • Insufficient regulatory guidance leading to compliance breaches

Our optional professional indemnity insurance will cover resulting financial loss claims.

We cover all core consultancy activities like:

  • Energy efficiency surveys and audits
  • Identifying savings opportunities
  • Advising clients on optimal solutions
  • Producing reports
  • Guidance on regulations and incentives
  • Project management

Yes – our energy conservation consultants insurance extends to any temporary staff, subcontractors, or freelancers conducting work on your behalf. For example, if a contractor helping with an audit overlooks potential savings, leading to a client claim, our policy helps protect your business as well as the individual contractor.

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