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Drainage Consultant Insurance

Protecting drainage professionals with public liability insurance, from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Drainage Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Having insurance is crucial for drainage consultants to protect themselves when providing specialist advice to construction firms, councils, agricultural businesses and homeowners. Our public liability insurance covers you against claims if a client is injured or their property damaged while you are working.

For example, you could be liable if a builder trips on a site you are surveying leading to injury.

What is Drainage Consultant Insurance?

Drainage consultant insurance protects professionals who provide expert drainage design, flood prevention and water management guidance. It protects consultants against claims due to negligence in their recommendations which lead to flooding, water damage or pollution on client properties.

This insurance can cover the liability of consultants for:

  • Financial loss to clients from property damage
  • Injury or illness caused to clients during consultancy activities
  • Accidental damage to client drainage systems and water management infrastructure

Coverage protects against compensation claims for damage and repairs resulting from incorrect or inadequate drainage solutions.

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Why choose Professional Saver drainage consultant insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our drainage consultant insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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Why Do Drainage Consultants Need Insurance?

As a drainage consultant, you provide vital advice to clients on designing effective solutions for water run-off, flood prevention, irrigation, sewage management and more. Your recommendations need to be accurate as they can directly impact properties, construction projects and even livelihoods.

However, mistakes can happen. Without insurance, just one error leading to significant flooding or water damage could leave you facing substantial pay-outs and legal costs.

Our tailored public liability policies give you complete peace of mind that any injury, damage or financial loss claims caused by your advice will be dealt with by your insurer.

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What Our Drainage Consultant Insurance Covers:

Our drainage consultant policies provide protection against:

  • Public Liability – Covers any injury or property damage caused while visiting sites. For example, injuring a builder through negligence while surveying a property or accidentally damaging a pipe or piece of machinery.
  • Professional Indemnity (optional) – Provides protection if your drainage recommendations like flood prevention solutions, sewage system designs or irrigation planning lead to financial loss for a client through flooding or water damage. It covers resulting claims due to property damage.
  • Legal Expenses – Pays your legal costs and provides specialist legal representation if you face civil claims from clients alleging professional negligence. It can help defend against demands for large sums as compensation.
  • Contents and Equipment Cover (optional) – Replaces items lost, stolen or damaged when visiting sites and conducting drainage surveys. It covers equipment like testing kits, drain cameras, laptops and more.

We offer varying levels of cover based on your specific business requirements. You can get a quote online and review all the options so you get a tailored drainage consultant policy meeting your needs.

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Who Can Benefit From Drainage Consultant Insurance?

Our specialist drainage consultant insurance is designed to protect:

  • Drainage designers and engineers
  • Flood prevention specialists
  • Agricultural drainage advisors
  • Sewage management consultants
  • Irrigation system designers
  • Hydrologists
  • Civil engineers
  • Council flood officers
  • Property developers
  • Construction industry professionals

Essentially if your business provides guidance to clients on effective water drainage and management on properties, construction projects or land, our public liability and professional indemnity insurance can safeguard you from potential claims.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Drainage Consultant Insurance FAQs

Drainage consultants are vulnerable to professional indemnity, public liability and other claims because clients rely on their specialist advice to prevent flooding or water damage on properties.

If flawed advice leads to damage, consultants risk substantial pay-outs without insurance. Policies cover resulting financial claims due to flooding, pollution and damage from incorrect recommendations.

Some examples of property damage we cover include:

  • Inadequate drainage capacity leading to flooding
  • Improper irrigation system design allowing run-off erosion
  • Faulty flood prevention planning causing waterlogged land
  • Negligent pipework advice leading to polluted waterways
  • Flawed water harvesting solutions reducing agricultural yields

Our professional indemnity insurance aims to cover loss of income claims from property damage in scenarios like these.

We cover all typical drainage consultancy services like:

  • Flood and surface water management planning
  • Sewage and wastewater system design
  • Irrigation and water harvesting advice
  • Drainage surveys and flood risk assessments
  • Civil engineering services related to drainage
  • Agricultural land drainage and water run-off solutions
  • Hydrology surveys and analysis
  • Flood resilience measures for properties
  • Sustainable drainage system design

Essentially most claims stemming from inaccurate or flawed recommendations that lead to flooding, pollution or property damage.

Yes – our policies can extend to cover any temporary staff, freelancers or sub-contractors conducting drainage consulting activities under your business name. So if for example a drainage engineer you bring in provides flawed reporting leading to flooding on a construction site, our insurance helps cover against the financial claim made against your business as a result.

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What our customers say

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