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Computer Software Technician Insurance

Protecting computer software technicians with public liability insurance from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Computer Software Technicians


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Having insurance is crucial for computer software technicians to protect themselves when installing, maintaining and repairing IT systems. Our public liability insurance protects you against claims if a client is injured or their property is damaged while you work. For example, you could be liable if a client trips over cables you have installed, leading to an injury.

What is Computer Software Technician Insurance?

Computer software technician insurance protects professionals who:

  • Install operating systems, software packages and hardware
  • Upgrade and troubleshoot IT problems and outages
  • Repair faulty devices and provide data recovery and backup services
  • Advise on and sell computer equipment
  • Deliver training and offer technical support

However, computer technicians access sensitive systems and have liability risks, including:

  • Accidentally deleting files or causing confidential data breaches
  • Loss of income for clients due to network outages
  • Damage to client property from faulty repairs or installations
Get a Quote  Learn about Public Liability

Why choose Professional Saver computer software technician insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

Learn more about our Optional Covers

* Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.

How our computer software technician insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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Why Do Computer Software Technicians Need Insurance?

As a computer technician, you handle expensive, business-critical systems and confidential data daily. It’s very easy for small oversights to occur, leading to big problems like system crashes, data breaches and hardware damage. Without insurance, you risk facing enormous costs if a client pursues compensation claims.

Our specialist public liability policies give you complete peace of mind that your insurer will deal with any claims.

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What Our Computer Software Technician Insurance Covers:

Our computer technician insurance packages can protect against:

Public liability

  • Covers any injury or property damage caused while visiting client sites
  • For example, it protects you if a client trips on loose cables, leading to injury

Professional indemnity (optional)

  • Provides cover for financial losses stemming from your faulty service, advice or negligence
  • This includes accidental deletion of files, confidential data breaches and loss of income from network outages
  • Shields your livelihood if clients lose money due to your mistakes

Legal expenses

  • Gives access to specialist legal advice whenever you need guidance
  • Covers legal disputes and representation costs relating to your work
  • Can help defend against demands for compensation

Additional Computer Software Technician Insurance

You can also add contents and business equipment insurance as a separate policy. This will:

  • Protect tools, testing devices and spare parts taken to client sites
  • Cover the cost of replacing stolen or damaged technician equipment

We offer varying levels of coverage based on your specific activities and risks. To get your personalised quote, simply fill out our online form.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Computer Software Technician Insurance FAQs

Computer technicians are vulnerable to professional indemnity, public liability and other claims because clients rely on them to keep essential systems running smoothly. Just one accidental server crash or data breach could mean substantial pay-outs without adequate insurance.

Some examples of situations our policies cover:

  • Accidental deletion of files leading to business disruption
  • Confidential data breaches due to unsecured backup drives
  • Incorrect firewall advice allowing malicious attacks
  • Faulty cabling repairs causing power surges that damage hardware
  • Delayed server upgrades missing client service agreements

Yes, our computer technician insurance protects small home-based technicians and larger managed IT service providers. Tell us about your client base and services when obtaining a quote.

We cover repairs, maintenance, support and installations for:

  • Servers, PCs, laptops, tablets and phones
  • Operating systems and software
  • Wired and wireless networks
  • Backup, security and communications systems
  • Smart home technology

We cover most claims stemming from accidental damage or service errors when working on IT systems – both small and large.

Yes. We provide professional indemnity cover if your faulty data recovery service leads to permanent loss of a client’s files. For example, we would cover legal costs and compensation if you accidentally overwrite important folders during a botched recovery attempt.

No. As an insurer focused on liability risks, we do not provide cyber insurance or cover for hacking attacks, viruses or malware. We strictly cover injury, property damage and financial loss claims stemming from your professional service and advice.

Our public liability insurance provides protection if a client is physically injured or their property damaged as a result of your negligence. For example, we would cover costs if:

  • A client trips over exposed cables, leading to injury
  • You accidentally spill a drink on a laptop you’re repairing
  • Loose hardware you installed falls and breaks an expensive screen

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What our customers say

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