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Hair & Beauty Consultants Insurance

Protecting hair & beauty consultants with public liability insurance from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Hair & Beauty Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a hair and beauty consultant providing advice to salons, you need adequate insurance to protect your business in case a client is injured or their property damaged while you are working with them. For example, you could be liable if the owner of a salon you are consulting trips over and injures themselves on cables you left trailing during an on-site visit.

Professional Saver creates insurance packages for hair & beauty consultants, protecting you, your clients and general public.

Why Do Hair & Beauty Consultants Need Insurance?

As a hair and beauty consultant, you advise businesses on how to maximise salon success and comply with regulations. However, mistakes can happen – flawed advice could lead to loss of income or even litigation if serious issues are overlooked.

Our public liability policies can provide complete peace of mind that any disputes, injuries or financial loss claims caused by your decisions will be dealt with by your insurer.

Get a Quote  Learn about Public Liability

Why choose Professional Saver hair & beauty consultants insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our hair & beauty consultants insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Hair & Beauty Consultancy Insurance?

Hair and beauty consultant insurance protects specialists who provide advisory services to salons, spas and aesthetics clinics on aspects like:

  • Business development strategies
  • Marketing and promotions planning
  • Customer experience optimization
  • Staff training regimes
  • Stock management and supplier selections
  • Salon layout, design and decor guidance

However, risks include flawed advice leading to loss of revenue for clients, injury claims if inappropriate health & safety or staff training guidance provided, and legal action if negligent consultancy impacts salon profitability or compliance.

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What Does Hair & Beauty Consultants Insurance Cover?

Our hair and beauty consultant policies can provide protection against:

Public Liability – Covers any injury or property damage caused while visiting client salons. For example, if you accidentally knock over and break an expensive piece of styling equipment.

Professional Indemnity – Provides protection if your consultancy advice leads to financial loss for a client. For instance, if poor marketing guidance leads to significantly reduced salon revenue.

Legal Expenses Insurance – Pays your legal costs and provides specialist legal advice/representation if you face civil claims alleging negligence in your consultancy work.

Contents & Equipment Insurance – Replaces items lost, stolen or damaged when visiting clients. For example,  phones, tablets, cameras and so on.

We offer varying cover levels to choose from to suit your specific business needs. Simply fill out our quick online form for your quote.

Cover For Temporary Staff

We can extend your policy to additionally protect any freelance consultants, self-employed contractors or other temporary staff you use to help with projects. This provides coverage for all personnel operating under your consultancy brand.

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Why Choose Professional Saver for Hair & Beauty Consultancy Business Insurance?

With over 35 years experience providing policies to SMEs, you can trust Professional Saver to fully protect your consultancy. Our key advantages are:

  • Direct Specialists – We are not a comparison website. Work directly with our advisors who understand your sector.
  • 24/7 Legal Helpline – Whenever you need expert legal guidance on insurance matters, our dedicated helpline offers advice.
  • Monthly Instalments – Spread the cost by paying monthly for any policy over £125.

To get a quote for protecting your hair & beauty consultancy, use our online quote engine. With cover from under £54* per year, get protected today!

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Hair & Beauty Consultants Insurance FAQs

Hair & beauty consultants are vulnerable to negligence claims because salons depend on their advice to maximise success. Flawed guidance causing financial loss leaves them exposed without adequate insurance.

  • Incorrect marketing advice leading to dramatically reduced salon revenue
  • Poor health/safety guidance leading to a staff member injury claim
  • Negligent training advice resulting in salon compliance breach

Our policies cover loss of income, injury and legal dispute claims in scenarios like these across common consulting areas.

We cover advice across all areas like:

  • Business development strategies
  • Customer retention and promotions
  • Staff hiring and training regimes
  • Inventory and supplier management
  • Marketing campaign creation
  • Ensuring salon legal compliance on health and safety matters

Essentially, we cover most claims stemming from consultancy activities tied to maximising salon success and profitability.

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What our customers say

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