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Protecting habilitation and rehabilitation professionals with public liability insurance from less than £55* per year
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Get a QuoteOur standard cover is:
As a habilitation consultant, having insurance is crucial to protect yourself when advising clients. Our public liability insurance protects you against claims if someone is injured or property is damaged while you are working. For example, you could be liable if a client trips and injures themselves during a therapy session.
As a habilitation consultant, you work with vulnerable clients to improve their functional abilities. Accidents like falls can easily occur during therapy sessions, potentially leading to substantial injury claims without insurance.
Additionally, as you advise caregivers on providing support and create treatment plans carried out at home, any flaws in your recommendations could negatively impact outcomes. This may lead to negligence claims without adequate cover.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
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Habilitation consultants insurance protects professionals who provide advisory services to help people gain self-care, language, learning, and mobility skills. This covers:
However, habilitation professionals face potential risks, including:
These risks could negatively affect clients’ outcomes. Habilitation consultants insurance offers complete protection should these issues arise.
Our habilitation consultancy policies can cover:
This insurance covers any injury or property damage occurring during:
Professional indemnity insurance covers claims for financial loss stemming from:
This insurance provides specialist legal advice and covers legal costs if you face civil claims or complaints related to your consultancy work.
Business equipment insurance covers items lost, stolen, or damaged when visiting clients, like therapy supplies, testing kits, tablets, and cameras.
Our online quote tool can explain these policies in more detail should you want further information.
We can extend policies to additionally protect any contractors, consultants, or assistants under your supervision. This means that all personnel conducting work under your brand are covered.
With over 35 years of experience, you can trust Professional Saver to fully protect your habilitation consultancy. We offer these key benefits:
Use our quick online quote engine for an insurance quote. Join hundreds of protected businesses today!
* Total number of live policies as of 31/10/2025
Habilitation consultants are vulnerable to injury, professional negligence, and other claims because clients depend on their assessments, training, and therapy to improve functional abilities. Mistakes risk substantial payouts without insurance.
We would cover loss scenarios like:
Our policies cover legal costs and compensation claims from scenarios like these.
We cover liability risks from all core habilitation work, including:
Yes – our policies extend to any staff or assistants conducting regulated work on your behalf. If, for example, a therapist you have assisting with sessions injures a client, our insurance helps protect your consultancy business.
From only£55per year From only£55per year From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year 
