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Public Records Search Company Insurance

Protecting public records search companies with specialist insurance from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Specialist Insurance for Public Record Searchers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Public records search insurance protects firms who retrieve sensitive information on individuals and companies from various private and public data sources. This covers:

  • Compiling background check, financial viability, identity confirmation, asset ownership and other reports.
  • Searching land registries, court filings, bankruptcy notices, directorship registers etc.
  • Providing personal and business data to clients like law firms, investors, recruiters etc.

However, risks include breaching data protection laws, reporting inaccurate information or sharing confidential data without appropriate consent.

Why Public Records Search Firms Need Specialist Insurance?

As a public records search company, you access sensitive personal and financial data daily from sources like land registries, bankruptcy filings and court judgements. However, data breaches or reporting inaccuracies could leave clients out of pocket or you facing substantial fines under data protection laws.

Our policies give you complete peace of mind that any data loss, misreported information or confidentiality breaches will be dealt with by your insurer.

Get a Quote  Learn about Public Liability

Why choose Professional Saver public records search company insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our public records search company insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

Get a Quote

What Does Public Records Search Company Insurance Cover?

Our public records firm policies can provide protection against:

  • Professional Indemnity (optional): Covers legal costs and compensation pay-outs if your records searches, background checks or business reports contain inaccuracies, leading to client financial loss. For example, if an error confirming an individual’s bankruptcy status leads an investor to withdraw a business loan offer.
  • Legal Expenses Insurance: Pays lawyers fees to defend you if regulators launch investigations or clients file lawsuits alleging non-compliance with data protection laws or reporting standards.
  • Office Contents Insurance (optional): Covers damage and theft of office equipment like computers storing sensitive personal and financial records and enabling online access.

We offer varying cover levels so you can find the right protection for your specific business needs.

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Why Choose Professional Saver for Public Records Search Business Insurance?

With 35 years experience covering over 500 small and medium businesses, you can trust Professional Saver to fully protect your public records search company. Our key advantages are:

  • Direct Specialists – We are a specialist commercial insurance provider, not a comparison website. Work directly with our knowledgeable team.
  • 24/7 Legal Helpline – Access expert legal advice whenever you need guidance on insurance matters.
  • Instalment Options – Spread costs by paying annually or in monthly instalments if your premium tops £125.

Get your quote today using our online form. Let Professional Saver take care of your insurance protection.

Get a Quote

Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Public Records Search Company Insurance FAQs

They handle volumes of confidential personal and company data from multiple sources daily. Without adequate systems and processes, data breaches, misreporting or confidentiality breaches can easily occur, risking major fines and legal costs.

  • Reporting flawed bankruptcy status data leading to withdrawn job offers or invalidated insurance claims. Our professional indemnity insurance covers the financial fallout.
  • A hacker accessing court judgement records you hold, exposing details publicly. Our cyber and data protection cover handles the regulatory fines and technical response.
  • Investors filing a group lawsuit after records searches inaccurately flagged directors as disqualified, unfairly ruling them out for funding. Our legal expenses insurance helps defend such claims.

We cover background checks and business reports compiled using various data sources, including:

  • Land registry ownership records
  • County court judgements
  • Bankruptcy notices and filings
  • Corporate directorships
  • Mortgage details
  • Wills and probate
  • Plus more

Essentially, we cover liability risks from regulated searches of various public and private databases containing financial, property, legal ruling, personal background and other records.

Yes – our public records search policies can be extended to cover any freelancers or contractors compiling reporting or conducting online record searches on your behalf. Both your core business and additional personnel used are covered against claims alleging flawed reporting, data loss and breaches of confidentiality while working under your company brand.

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