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Organisational Design Consultants Insurance

Protecting organisational design professionals from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Organisational Design & Development Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As an organisational design consultant, having insurance is crucial to protect you when advising clients. Our public liability insurance covers you if someone is injured or a client’s property is damaged while you are working onsite. For example, you could be liable if a client trips over trailing cables from your equipment.

Why Do Organisational Design Consultants Need Insurance?

As an organisational design consultant, you advise clients on revamping their operating models, often involving substantial changes across multiple departments. However, this restructuring can easily go wrong if flawed advice is provided, disrupting your client’s business.

Our tailored public liability and professional indemnity policies give you complete peace of mind that any injury, damage, or financial loss claims caused by your organisational change recommendations will be handled swiftly and efficiently.

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Why choose Professional Saver organisational design consultants insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our organisational design consultants insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Organisational Design & Development Consultants Insurance?

Organisational design and development consultants assess and advise clients on optimising their business structures, workflows, policies, and procedures to improve performance. Our insurance covers key services of such professionals, including:

  • Reviewing existing organisational hierarchies, teams, and reporting lines
  • Identifying inefficiencies in current workflows and operations
  • Mapping ideal structures aligned to business objectives
  • Implementing new organisational designs via change management

However, organisational design consultants face several risks, such as:

  • Disruption from poorly planned changes
  • Inaccurate advice on optimal structures leading to bottlenecks
  • Failures in delivering expected benefits from new organisational models

Our specialist insurance offers comprehensive protection if such issues occur and claims are made against your consultancy.

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What Does Our Organsiational Development Insurance Cover?

Our specialist policies can provide the following protection:

Public Liability Insurance

Public liability insurance covers any injury or property damage caused while visiting client sites to assess current organisational structures and operations. For example, accidentally damaging equipment when touring facilities.

Professional Indemnity Insurance

An optional cover, this insurance provides protection if your advice on organisational design changes leads to business disruption, losses, or failures to deliver expected benefits for clients. For instance, guidance on a new structure leads to decreased productivity.

Legal Expenses Insurance

Legal expenses insurance pays your legal costs and provides specialist legal advice and representation if you face civil claims alleging your consulting advice caused client disruption or financial harm.

Contents & Equipment Insurance

An optional cover, this insurance covers the replacement or repair costs of items lost, stolen, or damaged when visiting clients. This equipment can include laptops, tablets, cameras, and any other devices used during onsite assessments.

Cover for Temporary Staff

We can extend your core policy to additionally protect any freelance consultants, contractors, or temporary staff you use to help with assessments, reporting, or change management. This ensures all personnel operating under your consultancy brand are shielded from claims.

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Why Choose Professional Saver for Your Organisational Business Insurance?

With over 35 years of experience protecting UK businesses, you can trust Professional Saver to safeguard your consultancy. We offer key advantages, including:

  • Direct Specialists – We are a specialist broker, not a comparison website. Clients work directly with our advisors who understand your sector.
  • 24/7 Legal Helpline – Whenever you need expert legal guidance on insurance matters, our dedicated helpline offers advice.
  • Monthly Instalments – You can spread your insurance costs by making monthly instalments rather than annual payments if your premiums exceed £125.

Get your insurance quote today using our quick online form. Join the hundreds of businesses we have already protected.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Organisational Design Consultants Insurance FAQs

Organisational design and development consultants are vulnerable to negligence claims because clients rely on their change advice to improve structures and workflows. If new models suggested lead to business disruption, consultants would risk substantial payouts without insurance.

Examples of organisational change losses we cover include:

  • Process restructuring leading to reporting line confusion and productivity decline
  • Flawed team reorganisation resulting in delivery delays
  • New workflow advice disrupting operations and causing profit drops

Our policies cover clients’ financial losses in scenarios like these where advised changes cause measurable business impact.

We cover all core consultancy activities like:

  • Reviewing current organisational hierarchies and structures
  • Process mapping to identify workflow inefficiencies
  • Advising on new operating models aligned with objectives
  • Managing change implementation

Essentially, claims stemming from all standard organisational design and development practices are covered.

Yes – our policies can extend to cover any temporary personnel conducting organisational analysis, design advice, or change management under your consultancy brand. So, if a contractor’s flawed reporting feeds into damaging structure changes, insurance helps protect against the resulting client claim rather than just the contractor themselves.

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