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Retail Consultants Insurance

Protecting retail specialists with public liability insurance from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Retail Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Retail consultant insurance protects professionals who provide advisory services to shops, outlets and ecommerce merchants on improving sales performance, customer experience and profitability. This covers:

  • Auditing existing retail operations and identifying areas for improvement
  • Advising on store layout changes to maximise sales
  • Developing enhanced customer service protocols
  • Analysing sales data and planning promotional strategies
  • Project managing new system implementations e.g. EPOS

However, risks include flawed audits overlooking issues, inaccurate sales forecasting or poor advice on promotions leading to loss of revenue for clients. This could negatively impact organisations and lead to financial loss claims.

Why Do Retail Consultants Need Insurance?

As a retail consultant, you advise clients on making potentially substantial investments into their stores, systems and strategies. However, if your guidance and planning is inaccurate, resulting initiatives could fail to deliver expected sales increases or positively impact revenue.

Without insurance, flawed advice leaving retailers facing lower turnover or losses could put you at risk of claims covering their financial damages. Our policies give you peace of mind that any such disputes will be handled by us as your insurer.

Get a Quote  Learn about Public Liability

Why choose Professional Saver retail consultants insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our retail consultants insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Does Our Retail Consultant Insurance Cover?

Our retail consultancy policies can cover:

  • Public Liability – Accidental injury or property damage at a client’s premises during an audit. For example, spilling coffee on a laptop.
  • Professional Indemnity (optional) – Claims for financial loss from a retailer if your consulting work fails to improve sales as planned and costs them money instead.
  • Legal Expenses – Specialist legal help and covers costs to defend claims in court. For instance, if a retailer sues for negligence over a botched project.
  • Contents and Equipment (optional) – Replacement cover for laptops, tablets, cameras etc lost, stolen or damaged at a client site.

We also cover temporary staff like analysts and store designers helping with consulting work.

Additional Covers

We also offer related protections like:

  • Personal accident insurance
  • Employer’s liability insurance

You will be taken through all available options as part of the online quote process.

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Why Choose Professional Saver’s Retail Consultant Insurance?

With 35+ years’ experience protecting UK businesses, you can trust us to shield your consultancy from risk. Our key advantages are:

  • Direct Specialists – We are a specialist broker, not just a comparison site. Our advisors understand your sector.
  • 24/7 Legal Helpline – Whenever you need expert legal advice on insurance matters, our dedicated helpline offers guidance.
  • Monthly Instalments – Available for any policy over £125 a year. Spread your costs.
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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Retail Consultants Insurance FAQs

Retail consultants advise clients on major investments in stores, systems and promotions. If initiatives advised fail, significant loss of sales and revenue can occur. Public liability and professional indemnity insurance covers resulting financial damages claims.

Some examples include:

  • Inaccurate sales forecasting leading a retailer to overstock leaving them with big losses we would cover.
  • Poor layout advice resulting in reduced basket sizes and lost revenue we would pay claims on.
  • Flawed customer service training that diminishes rather than improves experiences.

We cover advice across all typical areas like:

  • Operations auditing and identifying issues hindering profitability
  • Developing improved customer service protocols
  • Analysing sales data and planning promotional tactics
  • Inventory and supply chain optimisation
  • Technology solutions like EPOS and ecommerce platforms

Essentially claims stemming from standard consultancy activities are covered.

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