Excellent 4.7 out of 5
Call us on 0800 121 8748 Mon to Fri, 9am - 5pm
Hero image

Journalism Insurance

Protecting journalists from under £55* per year

Not on comparison sites — save money by coming direct to us

Get a Quote
Excellent 4.7 out of 5

Professional Saver Journalism Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

For a journalist, media professional or reporter, having comprehensive insurance is essential to protect your business from claims. Our policies can protect against allegations, including defamation, invasion of privacy, emotional distress and copyright breaches. 

We cover defence costs and damages pay-outs so you can report freely, knowing potential legal claims won’t jeopardise your livelihood.

With media often involving investigation into sensitive matters plus tight deadlines, mistakes can happen despite the best intentions. For example, a source could provide inaccurate information that leads to a defamation suit from a public figure featured in an expose. Our insurance is designed specifically to shield journalism professionals in scenarios like this.

Get a Quote Learn about Public Liability

Why choose Professional Saver journalism insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

Learn more about our Optional Covers

* Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.

How our journalism insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

Get a Quote

What is Journalism Insurance?

Journalism insurance protects reporters, freelance writers, photographers, editors and media companies against costly lawsuits for actual or alleged mistakes, misreporting or copyright breaches. Policies cover liabilities stemming from:

  • Defamation – False statements or misrepresentation damaging a person or organisation’s reputation.
  • Invasion of privacy – Disclosing private facts or intruding into someone’s private life without consent.
  • Infliction of emotional distress – Reckless reporting causing someone mental suffering.
  • Plagiarism and copyright infringement – Using text, images or footage without permission.
  • Breach of confidentiality – Breaking non-disclosure agreements with sources.

Without adequate insurance, just one lawsuit could spell financial disaster for a small media business or freelancer. Our journalism policies shield against potentially substantial defence costs and damages claims.

Get a Quote

Why Do Journalists Need Specialist Insurance?

Without tailored journalism insurance, you could be personally liable for substantial legal fees and pay-outs if faced with litigation, even if the allegations are false.

It only takes one disgruntled source or public figure misrepresented in your reporting to sue and threaten your livelihood. Our bespoke media and journalism policies keep you protected no matter the story.

Get a Quote

What Does Journalism Insurance Cover?

Our comprehensive journalism covers cater to media professionals across print, online written content, radio, TV, photography and film production. Core protections include:

  • Public Liability: Covers costs if you accidentally cause injury or damage to someone’s property while on assignment, like during an interview or filming at a location.
  • Legal Expenses: Pays for your legal defence and associated costs in case of civil lawsuits arising from your journalistic activities, such as those related to the content you publish.

Additional Covers For Journalists

You can add these separate policies to your insurance:

  • Contents and Business Equipment Insurance – This policy pays to replace or repair items that got damaged, lost or stolen while you work.
  • Professional Indemnity: Protects against financial losses incurred by clients due to errors or omissions in your journalistic work, such as libel, slander, defamation, plagiarism, or copyright infringement.
  • Cover for Temporary Staff – This insurance provides the same coverage for any freelancers or contractors you hire under your business name, ensuring your company is fully protected.

We offer levels of journalism coverage based on your business activities and liabilities. Just complete our simple online form to get a quote today.

Get a Quote

What Services Can Professional Saver’s Journalism Insurance Cover?

Our specialist journalism and media policies are designed to protect:

  • Freelance Journalists and Reporters – Defends sole trader writers against claims arising from print and online news reports, interviews, opinion pieces and more.
  • Photographers and Videographers – Covers against privacy, defamation and copyright issues stemming from news images and video content captured.
  • Publishers and Editors – Shields against allegations of inaccurate reporting, misrepresentation and plagiarism in published materials.
  • TV and Radio Professionals – Protects against claims following broadcast statements, privacy breaches during filming and emotional distress allegations.
  • Documentary Makers – Defends against legal claims related to unauthorised use of footage, music and other copyrighted materials.
Get a Quote

Why Choose Professional Saver For Journalism Insurance?

With over 35 years of experience insuring UK journalism professionals and media companies, you can trust Professional Saver to protect your livelihood. Key benefits include:

  • Direct Specialists – We are a specialist broker, not a comparison site. Get your quote directly from us.
  • 24/7 Legal Helpline – Whenever you need expert legal guidance on policy matters, we’re available.
  • Monthly Instalments – You can spread your insurance costs by making monthly instalments rather than paying annually if your premiums exceed £125.

To get a quote for protecting your journalism business, just fill out our simple online form.

Get a Quote

Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Journalism Insurance FAQs

Yes. Our journalism insurance extends to investigative reporting, which can often involve sensitive topics and potentially lead to claims of privacy violations, defamation, or emotional distress. 

We provide coverage for legal defence costs and awarded damages arising from published stories, as long as you’ve followed industry standards for fact-checking and due diligence.

No, we also cover unintentional copyright breach claims. For example, you use a music clip or image in a video segment, believing it to be royalty-free when the licence is invalid. Even if used inadvertently, the copyright owner could file a costly lawsuit. Our insurance protects you against legal defence costs and damages, whether the infringement was accidental or deliberate.

If you guarantee source anonymity under a non-disclosure agreement and end up disclosing their identity unintentionally in your published reporting, resulting in lawsuits or threats to personal safety, our insurance would cover the breach claim defence costs plus any damages awarded. 

Confidentiality is crucial for investigative journalism, so we ensure you don’t risk financial ruin for making such mistakes in high-pressure publishing environments.

Who We Cover

A Few Professions We Cover

Consultants’ Insurance
Consultants’ Insurance From only£55per year

Consultants’ Insurance

Insurance for business consultants, starting from less than £55* per year
Advisors’ Insurance
Advisors’ Insurance From only£55per year

Advisors’ Insurance

Insurance for advisors, starting from less than £55* per year
Adjudicator’s Insurance
Adjudicator’s Insurance From only£55per year

Adjudicator’s Insurance

Protecting claims adjudicators with public liability insurance, starting from less than £55* per year
Coaching Insurance
Coaching Insurance From only£55per year

Coaching Insurance

Protecting coaching professionals from less than £55* per year
Design Insurance
Design Insurance From only£55per year

Design Insurance

Insurance for designers, starting at less than £55* per year
Freelance Insurance
Freelance Insurance From only£55per year

Freelance Insurance

Insurance for freelancers, starting from less than £55* per year
Self-Employed Insurance
Self-Employed Insurance From only£55per year

Self-Employed Insurance

Insurance for the self-employed, starting from less than £55* per year

What our customers say

Join 18,761+ businesses

Get a Quote
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.