Protecting loss adjusters from under £55* per year
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Get a QuoteOur standard cover is:
As a loss adjuster, having comprehensive insurance is vital to protect your business during claims investigations and loss assessments. Our policies protect you against negligence claims if your adjustment decisions lead to financial loss for insurers or policyholders.
For example, you could face substantial pay-outs if inaccurately assessing a fire damage claim leads to an insurer paying out far more than required to cover rebuilding costs.
Our specialist loss adjusting insurance provides complete peace of mind that your insurer will deal with any errors. We offer cover starting from less than £55* per year. Get your no-obligation quote online today!
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Trusted for over 40 years
We’ve been providing insurance to businesses since 1984
Financial Strength
Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Employers Liability
Business Contents & Equipment
Personal Accident
Short Term Income Protection
Professional Indemnity*
* Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
Loss adjusting insurance protects professionals who analyse insurance claims and assess the extent of damages and losses. It covers negligence claims due to inaccurate loss assessments which cause financial detriment to insurance providers or policyholders.
This insurance covers the liability of loss adjusters and loss assessors for:
Robust coverage is essential as flawed assessments can force insurers or policyholders to pay out substantially more or less than the actual loss amount. This insurance protects livelihoods by covering legal costs and compensation claims.
As a loss adjuster or assessor, your specialist claims assessments directly dictate how much insurers pay for policy claims. However, mistakes in analysing causes of loss and inaccurate damage valuations can easily happen during stressful on-site investigations.
Without adequate insurance, just one error leading to a six-figure overpayment of a large commercial property claim could leave you facing severe financial consequences. Our policies give you complete peace of mind that any assessment negligence will be covered.
Our loss adjuster policies typically protect against:
To complement our core professional indemnity and public liability protections, we offer further covers:
We offer levels of loss adjuster cover based on your business activities and liabilities. Just complete our simple online form to get a quote today.
Our loss adjuster policies are designed to protect professionals conducting typical activities like:
We aim to cover a wide range of loss scenarios to make sure you’re thoroughly protected.
With over 35 years of experience, Professional Saver delivers specialist loss adjusting insurance policies. Our benefits include:
Get your quick online quote today and let us take care of your insurance protection!
* Total number of live policies as of 31/10/2025
Loss adjusters are vulnerable to substantial professional indemnity claims because flawed damage assessments can force insurers to significantly over or underpay on policy claims. Errors could also mean fraudulent claims aren’t detected. Policies protect against potential six-figure pay-outs by covering resulting financial loss.
We cover typical services like:
Essentially, we cover most claims stemming from assessment inaccuracies or negligence across common adjustment activities.
Yes – our policies can extend to cover any outsourced adjusters or additional staff conducting assessments under your company name. For example, if a flood damage assessor you appoint provides inaccurate costs, leading to insurer losses, our insurance helps cover the financial claim against you.
Scenarios we commonly cover include:
So, we cover situations where flawed loss adjustments result in insurer financial detriment.
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
