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Property Auditors Insurance

Protecting property auditors from under £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Property Auditors Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Property auditors need comprehensive insurance to protect their businesses in cases where clients pursue legal action over a perceived audit failure. Our specialist liability insurance packages shield against claims if a client suffers financial loss or property damage from your audit report. For example, being sued by an investor who lost money on a development after an inaccurate valuation.

We cater policies to the specific risks facing auditors inspecting and valuing residential, commercial, industrial and agricultural properties. So, whether you’re conducting on-site surveys, desktop reports or specialist plant and machinery valuations, we can cover you starting from less than £55* per year.

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Why choose Professional Saver property auditors insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

Learn more about our Optional Covers

* Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.

How our property auditors insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Property Auditors Insurance?

Property auditors insurance protects inspection professionals who provide independent surveys and valuations on real estate assets to conveyancers, investors, developers and lenders. It covers liability from negligence claims if flaws in your audit reports lead to financial detriment for clients relying on your property advice to make purchases or lending decisions.

Policies typically protect against professional indemnity claims, public liability claims and breaches of confidential client data. Even minor inconsistencies across extensive audit reports can potentially undermine multi-million-pound transactions and lead to substantial pay-outs if clients pursue legal action.

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Why Do Property Auditors Need Insurance?

As property auditors provide professional assessments that clients depend on to make high-value lending, purchasing and development decisions, there is little margin for error. If you miss signs of serious structural defects, flood risk or overvalued assets, you risk substantial professional negligence claims from clients facing unexpected costs, repairs or lost investments.

Equally, on-site accidents leading to injury or property damage during inspections can trigger expensive public liability claims. Our specialist liability policies give you complete peace of mind that your insurer will deal with any claims rather than impacting your business directly.

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What Does Property Auditors Insurance Cover?

Our property auditor policies protect against:

  • Public Liability – Ensures you’re covered if someone gets injured or property is damaged during your on-site audits.
  • Legal Expenses – Covers legal costs and representation if you face civil lawsuits alleging negligence in your professional services during audits.

Additional Covers For Property Auditors

We also offer separate protections like:

  • Contents and Business Equipment Insurance – This policy pays to replace or repair items that got damaged, lost or stolen while you work.
  • Professional Indemnity – Shields you financially if your audit work leads to client financial losses. This includes situations like inaccurate valuations, missed defects, or flawed advice.
  • Cover for Temporary Staff – This insurance provides the same coverage for any freelancers or contractors you hire under your business name, ensuring your company is fully protected.

We aim to provide 360-degree coverage against risks property auditors face. To get your online quote, simply fill out our quick form

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What Services Can Professional Saver Cover?

Our property auditors insurance covers typical services like:

  • Residential Surveys – Homebuyer reports, building surveys, valuations, etc.
  • Commercial Surveys – Offices, retail, hotels and industrial facilities inspection and valuation.
  • Specialist Reports – Asbestos, flood risk, mining, contaminated land and environmental audits.
  • Plant and Machinery Valuation – Inspecting and appraising agricultural, manufacturing and construction assets for investors.
  • Property Investment Analysis – Research reports for developers and investors on land and real estate viability, rents, etc.

We cover claims stemming from errors or omissions in tailored reports to clients planning property transactions, developments and investments.

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Why Choose Professional Saver For Your Insurance?

Our experience keeps clients’ businesses protected. Key benefits include:

  • Direct Specialists – We are not a comparison site. Get your quote directly from us.
  • 24/7 Legal Helpline – You can consult us anytime whenever you need guidance on claims or legal advice.
  • Monthly Instalments – You can spread your insurance costs by making monthly instalments if your premiums exceed £125.
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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Property Auditors Insurance FAQs

Property auditors are vulnerable to substantial pay-outs without insurance because their inspection reports directly influence multi-million-pound lending, purchasing and development decisions. 

Just one inaccuracy that overvalues an asset or misses serious structural issues can undermine entire transactions. Our insurance protects against resulting client claims.

Our professional indemnity insurance covers you in this scenario. If losing or misfiling essential materials like title deeds before transactions leads to deals collapsing and client losses, we cover resulting pay-outs and legal costs. Always contact us ASAP if you lose documents.

Our property auditor policies can be extended to cover any freelance or sub-contractor survey services provided under your company name. This ensures clients can’t bypass your business and personally sue contractors if their inspection reports are inaccurate or flawed, resulting in financial detriment. Both you and third parties are protected.

Our specialist public liability insurance handles any injury or property damage compensation claims, legal costs and expenditures caused, for example, if you accidentally damage a fence with your vehicle during a site inspection or a homeowner trips over your surveying equipment.

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What our customers say

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