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Protecting welfare/benefits professionals from as little as £55* per year
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Get a QuoteOur standard cover is:
As a welfare law or benefits adviser, having insurance is crucial to protect you when providing guidance to clients on their entitlements. Our public liability insurance covers you against claims if a client is injured or their property damaged while you are working.
As an adviser helping vulnerable individuals secure crucial income for housing, bills, medical costs and more, errors could severely impact client finances. Just one mistake leading to a declined application that can’t be successfully appealed could leave families without vital support. Insurance protects against the reputational and financial damage such errors cause.
Our specialist public liability policies give complete peace of mind that any claims caused by your advice will be dealt with. Professional Saver offers tailored policies from £55* per year.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
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Welfare law/benefits advisers insurance protects professionals who provide advice to clients on their eligibility for government support and managing claims/appeals. It protects against claims due to errors or omissions in advice leading to financial loss.
This insurance covers the liability of advisers for:
Our policies provide protection against:
To complement our core liability offerings, we also provide:
Our insurance packages are designed to provide protection for advisers guiding clients through:
Essentially, most claims stemming from inaccurate or flawed advice leading to loss or reduction of crucial benefit incomes.
You can trust us to safeguard your livelihood. Our key benefits include:
Get your quick quote online today and let Professional Saver protect your vital advisory work.
* Total number of live policies as of 31/10/2025
Advisers are vulnerable to professional indemnity claims because clients rely on their expertise to secure income support. If poor advice leads to rejected applications or reduced entitlements, advisers risk substantial payouts without insurance. Policies cover resulting financial loss claims.
We cover guidance across all major government benefits like:
Yes. Our professional indemnity insurance will cover any financial loss claims made against a welfare/benefits adviser if their poor or negligent advice during appeals and tribunal stages leads to the client losing a crucial benefit claim they were entitled to.
This protects advisers guiding clients through complicated review processes.
On top of our core public/professional liability protections, we also offer further covers like commercial legal expenses and professional indemnity insurance.
From only£55per year From only£55per year From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year 
