Protecting social media influencers from less than £55* per year
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Being an influencer means building your brand, creating content, and working with businesses to promote their products across your social media channels. But what happens when a sponsored post doesn’t go as planned, or someone gets hurt at one of your events? Whether you’re a lifestyle blogger sharing product recommendations, a fitness influencer hosting training sessions, or a beauty content creator working with brands, having suitable insurance protects you and the business you’ve worked hard to build, especially when you’re in the public eye.
At Professional Saver, we’ve spent over 40 years helping self-employed professionals and small business owners find the insurance cover they need. Our policies protect you from the risks that come with influencer work, whether you’re filming content at home, meeting fans at events, or travelling to work with brands. With instant online quotes and policies starting from £55 per year, we make protecting your influencer business straightforward and affordable.
Our specialist influencer insurance combines multiple types of cover to protect your content creation business:
Many influencers don’t realise they need business insurance until it’s too late. Your personal or home insurance won’t cover incidents arising from your influencer work. That’s where our tailored policies step in.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
Building a following and monetising your content means you’re running a business. With that comes responsibility. Even the most careful influencer can face unexpected problems. A follower might get injured at a meet-and-greet event you’ve organised. Your skincare recommendation might cause an allergic reaction. Or you could accidentally damage expensive equipment while filming at a brand’s premises.
Without proper business insurance, you’d have to cover the cost of any claims yourself, including legal fees, compensation, and potential damage to your reputation. This could include claims of defamation, a breach of contract, or issues with maintaining confidentiality. For many influencers, a single claim could wipe out months or even years of income. That’s why having the right insurance policy gives you confidence to grow your platform without constantly worrying about what might go wrong.
Our flexible insurance policies suit content creators across all platforms and niches:
| Influencer Type | Key Covers Needed |
| Lifestyle & fashion bloggers | Professional indemnity, products liability |
| Fitness & wellness influencers | Public liability, professional indemnity |
| Beauty & skincare creators | Products liability, professional indemnity |
| Tech & gaming reviewers | Products liability, equipment insurance |
| Business & finance coaches | Professional indemnity, legal expenses |
| Food & recipe creators | Public liability, products liability |
Whether you’re just starting or managing a six-figure influencer business, we have insurance options to protect your platform.
With over 40 years of experience protecting professionals and small businesses, our experts understand the challenges content creators face. Here’s what makes us different:
Don’t let a lack of proper insurance put your content creation career at risk. With Professional Saver, you get comprehensive cover designed specifically for the modern influencer economy, backed by over 40 years of experience and a team that understands your needs.
Whether you need basic public liability or comprehensive cover including professional indemnity insurance, we’ll help you find the right protection at the right price. Get your quote online now.
* Total number of live policies as of 31/10/2025
Yes. Once you start earning money from your content, you’re running a business. If your recommendations cause problems, someone is injured at your event, or you face copyright-related legal action, you could be personally liable for potentially devastating costs. Professional Saver policies protect you from these risks, letting you focus on creating content rather than worrying about worst-case scenarios.
Our standard policies include worldwide cover for temporary work abroad (up to 14 days), excluding the USA and Canada. This means short brand trips, conferences, or overseas collaborations are covered. For longer international projects or work in North America, you’ll need to arrange additional cover.
Products liability insurance (included as standard) protects you if items you’ve recommended cause injury or damage. However, you must make honest recommendations and properly disclose sponsored relationships. Deliberately misleading followers or promoting products you know are dangerous would invalidate your cover.
Legal expenses insurance helps with defence costs if you face copyright infringement claims, but prevention is better than cure. Always obtain proper permissions for music, images, and other content you use. Our 24/7 legal helpline can provide guidance on copyright matters before problems arise.
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
