Protecting app developers from less than £55* per year
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Creating mobile apps means juggling tight deadlines, demanding clients, and complex technical requirements. When you’re building solutions that businesses rely on, even small mistakes can lead to big problems. A coding error could crash a client’s system. A missed deadline might cause lost revenue. Or data security issues could expose sensitive information. Having the right business insurance in place protects you from the financial consequences when things don’t go to plan.
At Professional Saver, we’ve spent 40 years helping self-employed professionals and small businesses get the cover they need. Our mobile app developer insurance is designed specifically for the risks you face, whether you work independently or run a small development team. With instant online quotes and policies from £55 per year, protecting your app development business is straightforward and affordable.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
Mobile app developer insurance combines several types of cover into a single policy to protect your business against common risks. Insurance policies can include:
App development projects can go wrong in countless ways, no matter how experienced you are. A bug in production code could bring down critical business systems. Delays in delivering features might cause clients to miss important market opportunities. Security vulnerabilities could lead to data breaches affecting thousands of users.
Without proper insurance, defending yourself against compensation claims and legal action would come straight from your own pocket. For most developers, even one claim could be enough to permanently close their business. Professional indemnity insurance handles legal costs, settlements, and compensation claims, letting you focus on what you do best.
Our flexible policies protect app developers across different specialisms and working arrangements:
Whether you work solo from home, collaborate with other freelancers, or run a small studio, you can get cover tailored to your circumstances.
This is the most crucial cover for app developers. Professional indemnity insurance protects you when clients claim your work has caused them financial loss. Real scenarios this covers include:
Your professional indemnity cover handles legal defence costs, settlements, and any compensation awarded against you.
While most of your work happens digitally, public liability insurance covers physical incidents related to your business. Every policy includes £1 million public liability cover as standard, with options to increase this to £2 million, £5 million, or £10 million. This protects you from claims like:
Defending legal claims or pursuing money owed to you can be expensive. With £250,000 legal expenses cover, you have access to:
Taken on junior developers or contracted testers? If you employ anyone, even part-time or temporary staff, employer’s liability insurance becomes a legal requirement. This covers compensation claims if employees are injured or become ill because of their work.
Other covers available to you include:
* Total number of live policies as of 31/10/2025
The right amount depends on your project sizes, client contracts, and potential claim values. Some freelance developers start with £250,000 or £500,000 professional indemnity cover. If you work on large commercial projects, handle sensitive data, or develop apps for regulated industries like healthcare or finance, you’ll likely need £1 million or more.
Our policies include worldwide cover for temporary work abroad (up to 14 days), excluding the USA and Canada. This means short overseas trips for client meetings or conferences are covered. For remote work where you remain UK-based but serve international clients, your cover applies regardless of client location. For extended periods working abroad or in excluded countries, additional arrangements may be needed.
Many commercial clients won’t engage developers without seeing valid insurance certificates. Once you’ve purchased your policy, you can download professional certificates immediately. These show your cover levels and policy details, meeting most client requirements. If clients need customised wording or higher limits, our team can arrange this quickly.
Building mobile apps for clients carries real financial risk. Whether you’re a freelance developer working on small projects or running a growing studio with multiple clients, having suitable insurance protects your business and personal finances.
Professional Saver makes getting covered simple. Our online quote system gives you instant pricing tailored to your circumstances. There are no hidden fees, no pushy sales tactics, and no complicated terms. Just straightforward protection designed for working professionals like you.
Get your quote online now to start addressing your mobile app developer insurance needs.
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
