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Bookkeepers Insurance

Protecting bookkeepers from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Bookkeepers Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a bookkeeper, having insurance is crucial to protect you when providing financial services to clients. Our public liability insurance covers you against claims if a client suffers financial loss due to an error on your part. For example, you could be liable if a data entry mistake leads to incorrect financial filings for a client.

Our bookkeepers insurance policies can protect against:

  • Public Liability (standard) – Covers financial claims if your actions, errors, or omissions lead to client losses.
  • Legal Expenses (standard) – Offers legal advice and covers legal costs if you face civil claims related to your bookkeeping services.
  • Professional Indemnity (optional) – Provides protection against claims for financial damage caused by your advice or bookkeeping work. For example, flawed invoicing or cash flow analysis causes losses for your client.

We offer cover levels for liability needs as a bookkeeping professional. Get your quote today by simply filling out our online form. If you want to get a quote for professional indemnity cover, please give us a call.

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Why choose Professional Saver bookkeepers insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

Learn more about our Optional Covers

* Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.

How our bookkeepers insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Bookkeepers Insurance?

Bookkeepers insurance protects professionals who provide financial recording and analysis services to companies. It covers negligence claims due to bookkeeping mistakes leading to financial damage.

This insurance covers the liability of bookkeepers for:

  • Incorrect invoicing, payments or reporting leading to client losses
  • Inaccurate financial filings and accounts preparation
  • Flawed cash flow or profit and loss analysis for clients
  • Mistakes in preparing monthly or annual financial statements
  • Inappropriate bookkeeping advice causing financial issues

Comprehensive coverage is key for bookkeepers as seemingly minor errors could lead to significant pay-outs if financial losses are pursued through the courts. This insurance protects your interests.

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What Services Can Professional Saver’s Bookkeepers Insurance Cover?

Our bookkeepers policies are designed to provide protection for typical services like:

  • Maintaining digital and physical financial records
  • Preparing profit and loss statements, cash flow analysis
  • Producing balance sheets, accounts payable and receivable
  • Bank reconciliations, ledger management, depreciations
  • Budgeting, forecasting, final accounts compilation
  • Invoice generation, income and expense tracking
  • Payroll handling, payslip issuance, tax payments
  • Credit control, cash handling, petty cash management
  • Preparing management and financial performance reports
  • Advising clients on accounting software and compliance

Essentially, we cover most claims that originate from mistakes in key bookkeeping responsibility areas that lead to clients experiencing financial loss. Our insurance helps protect you.

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Why Choose Professional Saver For Your Bookkeepers Insurance?

With over 5,000 businesses protected, you can trust Professional Saver to safeguard your interests. Our key benefits include:

  • Direct Specialists – We are a specialist provider, not a comparison website. Get yours directly from us.
  • Legal Helpline Access – Whenever you need expert legal advice on insurance matters, we’re here.
  • Monthly Instalment – You can spread your insurance costs by making monthly instalments rather than annual payments if your premiums exceed £125.

Get your quick bookkeepers insurance quote online today, and let us provide specialist protection.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

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FAQs

Bookkeepers Insurance FAQs

Bookkeepers risk substantial pay-outs if small accounting errors lead to financial damage. Our policies cover negligence claims due to mistakes that cause client losses, including inaccurate invoicing, reporting, and payroll issues.

What bookkeeping services are covered?

We cover all critical services like:

  • Financial documents prep and reporting
  • Cash flow analysis and projections
  • Budgeting, forecasting, management accounting
  • Bank reconciliations, credit control, invoicing
  • Final accounts compilation
  • Payroll processing, payslips
  • Ledger management, balance sheets
  • Compliance and software implementation advice

 

Yes. Our liability policies can extend to cover any contractors, freelancers or temporary staff engaged in bookkeeping activities under your business name. This way, your whole business is completely protected.

What our customers say

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