Chauffeur Services Insurance

Professional Saver Public Liability Insurance for Chauffeur Services

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Our chauffeur services insurance provides comprehensive protection for your business against client claims for injury or property damage. We offer public liability cover starting from less than £54* per year to safeguard you in scenarios like a passenger tripping and falling when entering your vehicle.

Without adequate insurance, just one substantial claim could seriously impact your business’s financial viability. Our policy gives you complete peace of mind that any valid claims made against your chauffeur service will be handled directly by your insurer.

What is Chauffeur Insurance?

Chauffeur insurance protects professionals who transport clients via luxury vehicles like executive cars, limousines and prestige vehicles. It covers chauffeurs for claims due to negligence, accidents or errors leading to client injury, vehicle damage or other losses.

This insurance covers chauffeur liability for:

• Injury or illness caused to passengers
• Accidental damage to vehicles
• Damage to client property during pick up or drop off
• Financial loss for clients due to delays

Chauffeur insurance is crucial as seemingly minor accidents can potentially lead to substantial claims if passengers pursue legal action. This cover protects your business assets and livelihood.

Please note, this a public liability policy only and does not include motor insurance.

What Does Chauffeur Services Insurance Cover?

Our chauffeur insurance packages typically protect against:

• Public Liability – This covers costs if your clients are injured or their property is damaged while in your vehicle. This includes medical expenses, repairs, and legal fees.
• Legal Expenses – This covers legal costs if you face a civil claim from a passenger, such as an accident or injury. It may also provide access to legal advice to help you navigate the situation.

Additional Chauffeur Services Insurance

You can add these separate policies to your chauffeur services insurance:

• Contents and Business Equipment Insurance – This covers specialised items you use for your business, such as high-end GPS devices, mobile phones, or passenger amenities.
• Extra Insurance for Temporary Staff – This protects any freelancers or contractors you hire under your brand, ensuring your business is fully protected.
• Professional Indemnity – This protects you if your service falls short of expectations and leads to financial losses for your clients. For example, if a delayed arrival causes them to miss a flight or meeting, this insurance may cover their compensation.

We offer varying levels of coverage with high limits. Get your online quote today by simply filling out a form.

Why Choose Professional Saver?

With over 35 years of experience, Professional Saver is trusted by over 5,000 businesses for specialist insurance. Our key strengths are:

• Direct specialists – We are not a comparison site. Get your quote directly from us.
• 24/7 legal helpline – Our professional team is available whenever you need guidance.
• Monthly Instalment – You can spread your insurance costs by making monthly instalments rather than annual payments if your premiums exceed £125.

Get your no-obligation chartered surveyor insurance quote online today, and let Professional Saver protect your business.