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Protecting CDM professionals with public liability insurance from less than £55* per year
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Get a QuoteOur standard cover is:
Construction sites can be complex places with numerous risks. As a Construction Design and Management consultant, you advise site managers to identify hazards, ensure contractor competence, and provide suitable welfare facilities. However, accidents can happen on chaotic project sites.
A contractor could trip on your equipment during an inspection. You may overlook a crucial factor while doing scaffolding checks, leading to a fall. Without insurance, you could face substantial costs if an incident leads to injury claims or compliance fines.
That’s why Professional Saver offers tailored cover to protect CDM consultants conducting critical inspections across the UK’s towering skyscrapers and sprawling building projects. Our policies provide a financial shield if your expertise fails to prevent harm. So you can focus fully on keeping sites safe, not insurance paperwork.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
CDM consultants insurance protects you if your safety advice leads to site accidents, injuries, fines or delays. It covers liability when:
Typical incidents covered include:
Without insurance, such scenarios could leave you facing substantial payouts. Our cover shields your livelihood.
Construction firms rely on CDM inspectors like you to spot risks workers may miss in the pressures of demanding projects. However, hazards get overlooked. Your advice can also be ignored or misinterpreted by overstretched managers. And with lives at stake, a single incident can spark multi-million-pound injury claims or criminal prosecutions.
Our specialist liability policies provide total peace of mind that your insurer will deal with injury, damage or non-compliance claims caused by your consultation. We take on the financial burden so you can focus entirely on preventing site accidents.
Our CDM consultant policies protect against:
We offer tiered cover levels tailored to your specific CDM duties and client risks. Fill out our simple online form to get your quote today.
Whether a seasoned safety auditor or a freshly qualified inspector, our tailored policies are designed to protect:
* Total number of live policies as of 31/10/2025
Construction firms rely on CDM inspectors to advise on construction sites where oversights can lead to falls, electrocutions or worse. Without insurance, making just one small but critical error in your risk assessments or method statements could lead to substantial injury claim payouts. Our professional indemnity and public liability covers shield you in such scenarios.
We cover liability stemming from all typical CDM consultation services like:
Essentially, any accident or construction firm fine that emerges from your specialist advice across these CDM areas.
Yes. Our policies still protect you if you can prove that your clear CDM guidance was ignored or overridden by a site manager or contractor, and an incident later occurred as a result. We’ll support you fully in demonstrating you took reasonable steps to advise on and prevent the risks that ultimately led to the incident.
Typically, if you’re prosecuted under health and safety legislation for gross negligence or failing in your core CDM duties like not adequately identifying key risks, not requesting important contractor certificates or missing obvious non-compliant welfare facilities during site inspections. However, our legal expenses insurance would cover your representation in court.
Yes. Our policies can be extended to cover any temporary health and safety technicians, risk assessment assistants or hazard spotters you hire as extra help for large construction site assessments. This ensures total peace of mind for your business.
From only£55per year From only£55per year From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year 
