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Disability & Access Consultants Insurance

Protecting disability and access consultants from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Insurance for Disability & Access Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a disability or access consultant, having the right insurance is crucial to protect your business if someone gets injured or suffers financial loss while you work. Our tailored policies provide cover if, for example, a client trips over your equipment during a site survey or your recommendations overlook access issues leading to a disability discrimination claim.

Why Do Disability & Access Consultants Need Insurance?

As a consultant advising clients on disability access compliance and improvements, you risk professional negligence claims if your audits, reports or recommended solutions overlook issues or prove flawed. For example, your oversight of access problems could lead to injury claims from disabled visitors or cause clients to lose vital funding bids – hurting your business without specialist insurance protection.

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Why choose Professional Saver disability & access consultants insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our disability & access consultants insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Disability & Access Consultancy Insurance?

Our disability and access consultancy insurance is designed to protect specialists who:

  • Conduct accessibility audits and surveys to identify physical, digital and policy barriers for disabled people
  • Provide advice and recommendations to organisations on improving inclusion and meeting equality legislation
  • Produce reports that help clients secure funding for disability access improvements
  • Project manage the implementation of recommended changes

However, risks include failing to identify all access barriers or issues, providing flawed advice that leads to discrimination claims or producing inaccurate reports that jeopardise disability access project funding. This could negatively impact organisations and leave you facing substantial pay-outs without adequate insurance.

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What Our Disability & Access Consultant Insurance Can Cover

Our policies can protect against:

  • Public Liability – Covers third-party injuries or property damage while conducting site surveys, e.g., a client tripping over trailing cables.
  • Professional Indemnity (optional) – Covers financial loss claims due to inaccurate audits, reports, or advice, e.g., flawed guidance causing a client to lose project funding.
  • Legal Expenses – Provides legal advice and covers costs defending civil claims related to your consultancy work, e.g., paying lawyers costs if your access report faces allegations of negligence.

We offer varying cover levels to choose from to fit your specific business needs. Simply fill out our quick online form for your quote.

Cover For Temporary Staff

We can extend your core policy to protect any freelance contractors, associates or self-employed consultants conducting work under your consultancy’s name. This covers all personnel working as part of your brand.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Disability & Access Consultants Insurance FAQs

Disability and access consultants are especially vulnerable to negligence and liability claims because organisations depend on their advice to ensure disability discrimination law compliance. Any oversights in audits or flawed solutions put consultants at risk of substantial payouts without adequate insurance.

  • A flawed access audit missing issues that lead to an injury claim from a disabled visitor – our public liability insurance would cover their compensation.
  • Inaccurate reporting causing a client to lose disability access improvement funding – our optional professional indemnity cover would protect against their financial loss claim.
  • Legal disputes over negligent recommendations – our legal expenses cover would pay legal costs to resolve disputes.

We cover liability risks from all core access consultancy activities like:

  • Site audits and access surveys
  • Identifying and reporting physical, digital and policy barriers
  • Advising clients on optimal accessibility solutions
  • Producing reports to highlight access issues
  • Supporting funding bids for access improvements
  • Project managing implementation

Yes – our policy extends to cover any freelance consultants, associates or temporary staff conducting work under your consultancy brand. For example, if a contractor helping you with an audit overlooks some access issues leading to a claim, our insurance helps protect against the financial implications.

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