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Protecting heating consultants with public liability insurance from les than £55* per year
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Get a QuoteOur standard cover is:
As a heating consultant, having insurance is crucial to protect you when advising clients. Our public liability insurance covers you in case someone is injured or a client’s property is damaged while you are working. For example, someone trips over your toolbox left in the hallway and breaks their arm. Public liability insurance would cover any compensation claims they make against you.
Additionally, your insights and recommendations impact important heating and insulation decisions, like installation methods and heating system specifications. You may face hefty compensation claims without adequate insurance if your professional advice is flawed, leading to property damages or loss of income for clients.
Customers are always telling us how much they saved by switching
We’ve been providing insurance to businesses since 1984
Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
Our heating cost consultants insurance can include:
Public liability insurance covers any injury or property damage caused while:
For example, you accidentally knock over an antique vase or spill coffee on a laptop during a site visit.
This insurance provides protection if your heating system design, equipment recommendations, or insulation specifications lead to financial loss for a client. For example, flawed pipework layouts cause leaks or undersized radiators that don’t heat rooms adequately. We cover the resulting loss of income and damages claims.
Legal expenses insurance pays your legal costs and provides specialist legal advice and representation if you face civil claims alleging heating system negligence from clients. Our insurance can help defend against demands for large sums of compensation.
This insurance covers the replacement or repair costs of items lost, stolen, or damaged during client site visits and work. This includes laptops, testing devices, and protective clothing.
Further information is provided during the online quote process.
Our policies extend to cover any temporary staff, freelancers, or subcontractors you use to help with surveys, reporting, or overseeing installations. This ensures full protection for personnel working under your consultancy’s name.
With over 35 years of experience providing policies to hundreds of small- and medium-sized businesses, you can trust Professional Saver to fully protect your heating consultancy. We offer key advantages, including:
Simply use our online quote form to get a quote for protecting your heating consultancy business. Join the hundreds of businesses we have already protected.
* Total number of live policies as of 31/10/2025
Heating consultants need insurance because if their system designs, equipment selections, or insulation specifications are flawed, it can lead to property damage, loss of income, and substantial claims from clients. Policies cover resulting leakages, inadequate heating, and financial losses.
Examples of losses we cover include:
Our policies handle professional negligence claims in scenarios like these where consultancy errors have caused property damage or financial loss.
We cover all residential and commercial heating systems, including:
Essentially, most claims stemming from consultancy services related to common heating systems are covered.
Yes – our policies extend to any contractors conducting heating system surveys, design work, or overseeing installations on your behalf. For example, if a subcontractor fitting pipework you designed causes a leak damaging property, our insurance helps cover the claim rather than just the subcontractor themselves.