Excellent 4.7 out of 5
Call us on 0800 121 8748 Mon to Fri, 9am - 5pm
Hero image

Heating Consultancy Insurance

Protecting heating consultants with public liability insurance from les than £55* per year

Not on comparison sites — save money by coming direct to us

Get a Quote
Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Heating Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a heating consultant, having insurance is crucial to protect you when advising clients. Our public liability insurance covers you in case someone is injured or a client’s property is damaged while you are working. For example, someone trips over your toolbox left in the hallway and breaks their arm. Public liability insurance would cover any compensation claims they make against you.

Additionally, your insights and recommendations impact important heating and insulation decisions, like installation methods and heating system specifications. You may face hefty compensation claims without adequate insurance if your professional advice is flawed, leading to property damages or loss of income for clients.

Get a Quote  Learn about Public Liability

Why choose Professional Saver heating consultancy insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our heating consultancy insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

Get a Quote

What Does Heating Consultancy Insurance Cover?

Our heating cost consultants insurance can include:

Public Liability Insurance

Public liability insurance covers any injury or property damage caused while:

  • Conducting site surveys to assess heating requirements
  • Overseeing heating system installations
  • Inspecting existing systems and controls

For example, you accidentally knock over an antique vase or spill coffee on a laptop during a site visit.

Professional Indemnity Insurance (optional)

This insurance provides protection if your heating system design, equipment recommendations, or insulation specifications lead to financial loss for a client. For example, flawed pipework layouts cause leaks or undersized radiators that don’t heat rooms adequately. We cover the resulting loss of income and damages claims.

Legal Expenses Insurance

Legal expenses insurance pays your legal costs and provides specialist legal advice and representation if you face civil claims alleging heating system negligence from clients. Our insurance can help defend against demands for large sums of compensation.

Contents & Equipment Insurance (optional)

This insurance covers the replacement or repair costs of items lost, stolen, or damaged during client site visits and work. This includes laptops, testing devices, and protective clothing.

Further information is provided during the online quote process.

Get a Quote

Cover for Contractors and Temporary Staff

Our policies extend to cover any temporary staff, freelancers, or subcontractors you use to help with surveys, reporting, or overseeing installations. This ensures full protection for personnel working under your consultancy’s name.

Get a Quote

Why Choose Professional Saver’s Heating Consultancy Insurance?

With over 35 years of experience providing policies to hundreds of small- and medium-sized businesses, you can trust Professional Saver to fully protect your heating consultancy. We offer key advantages, including:

  • Direct Specialists – We are a specialist commercial insurance provider, not a comparison website. Clients work directly with our knowledgeable team, who understand your sector.
  • 24/7 Legal Helpline – Whenever you need expert legal advice on insurance matters, our dedicated helpline offers guidance.
  • Monthly Instalments – You can spread your insurance costs by making monthly instalments rather than annual payments if your premiums exceed £125.

Simply use our online quote form to get a quote for protecting your heating consultancy business. Join the hundreds of businesses we have already protected.

Get a Quote

Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Heating Consultancy Insurance FAQs

Heating consultants need insurance because if their system designs, equipment selections, or insulation specifications are flawed, it can lead to property damage, loss of income, and substantial claims from clients. Policies cover resulting leakages, inadequate heating, and financial losses.

Examples of losses we cover include:

  • Incorrect pipe sizing leading to water leakage and flooding
  • Undersized radiators providing inadequate warmth
  • Poor insulation specifications cause higher-than-expected fuel bills
  • Control system errors intermittently shutting the heating off

Our policies handle professional negligence claims in scenarios like these where consultancy errors have caused property damage or financial loss.

We cover all residential and commercial heating systems, including:

  • Gas central heating systems
  • Electrical heating systems
  • Heat pumps
  • Hybrid heat systems
  • Solar thermal systems
  • Biomass systems

Essentially, most claims stemming from consultancy services related to common heating systems are covered.

Yes – our policies extend to any contractors conducting heating system surveys, design work, or overseeing installations on your behalf. For example, if a subcontractor fitting pipework you designed causes a leak damaging property, our insurance helps cover the claim rather than just the subcontractor themselves.

Who We Cover

A Few Professions We Cover

Consultants’ Insurance
Consultants’ Insurance From only£55per year

Consultants’ Insurance

Insurance for business consultants, starting from less than £55* per year
Advisors’ Insurance
Advisors’ Insurance From only£55per year

Advisors’ Insurance

Insurance for advisors, starting from less than £55* per year
Adjudicator’s Insurance
Adjudicator’s Insurance From only£55per year

Adjudicator’s Insurance

Protecting claims adjudicators with public liability insurance, starting from less than £55* per year
Coaching Insurance
Coaching Insurance From only£55per year

Coaching Insurance

Protecting coaching professionals from less than £55* per year
Design Insurance
Design Insurance From only£55per year

Design Insurance

Insurance for designers, starting at less than £55* per year
Freelance Insurance
Freelance Insurance From only£55per year

Freelance Insurance

Insurance for freelancers, starting from less than £55* per year
Self-Employed Insurance
Self-Employed Insurance From only£55per year

Self-Employed Insurance

Insurance for the self-employed, starting from less than £55* per year

What our customers say

Join 18,761+ businesses

Get a Quote
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.