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Protecting lifestyle professionals from less than £55* per year
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Get a QuoteOur standard cover is:
As a lifestyle consultant, having insurance is essential to protect you when providing wellness advice to clients in their homes or places of work. Our public liability insurance covers you if a client is injured or their property is damaged while you consult them.
As a lifestyle consultant, you meet clients in their homes or workplaces to assess their health and wellness needs and advise on better lifestyle balance. Accidents like slips, trips and falls can easily occur onsite, potentially leading to injury claims.
Additionally, as your advice aims to improve people’s quality of life directly, any flaws could negatively impact health or working conditions, leaving you facing potential litigation without adequate insurance. Our specialist insurance can cover any injury, financial loss or negligence claims.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
Lifestyle consultant insurance protects professionals who guide individuals and organisations in improving health, well-being and quality of life. This includes:
However, risks include providing inaccurate advice that worsens rather than improves wellness or conducting flawed staff lifestyle assessments that overlook serious issues. This could negatively impact people’s health and wellbeing.
Our lifestyle consultancy policies can cover:
A standard cover, public liability insurance covers any third-party injury or property damage caused while:
An optional cover, professional indemnity insurance covers claims for financial loss stemming from inaccurate advice or flawed assessments like:
A standard cover, legal expenses insurance provides legal advice and covers costs if you face civil claims or complaints related to your consultancy work. For example, allegations of negligence in lifestyle audits.
You can add contents and equipment insurance as a separate policy to cover lost, stolen or damaged items when visiting clients. For example, health testing devices and laptops.
We extend policies to protect any freelancers, associates or contractors you use to help with assessments, seminars or reporting work. This provides coverage for all personnel operating under your consultancy brand.
We offer varying cover levels to choose from to fit your specific business needs. Simply fill out our quick online form for your quote.
With over 35 years of experience providing policies to small and medium businesses, you can trust Professional Saver to protect your lifestyle consultancy fully. Our key advantages are:
Get a quote using our online form starting from £54 a year. Join hundreds of businesses we protect.
* Total number of live policies as of 31/10/2025
lifestyle consultants are vulnerable to negligence claims because clients rely on their health and wellness advice to improve their quality of life. Any flaws that negatively impact the outcomes leave consultants facing substantial payouts without insurance. Our policies serve to cover legal costs and compensation claims.
Examples of losses we cover include:
We cover liability risks from all core lifestyle work:
Yes – our policies extend to protect any contractors, freelancers or temporary staff conducting work on your behalf. For example, if a fitness trainer you bring in overlooks health risks during an assessment which leads to injury, our insurance helps protect against claims made as a result.
From only£55per year From only£55per year From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year 
