Excellent 4.7 out of 5
Call us on 0800 121 8748 Mon to Fri, 9am - 5pm
Hero image

Lifestyle Consultants Insurance

Protecting lifestyle professionals from less than £55* per year

Not on comparison sites — save money by coming direct to us

Get a Quote
Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Lifestyle Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a lifestyle consultant, having insurance is essential to protect you when providing wellness advice to clients in their homes or places of work. Our public liability insurance covers you if a client is injured or their property is damaged while you consult them.

Why Do Lifestyle Consultants Need Insurance?

As a lifestyle consultant, you meet clients in their homes or workplaces to assess their health and wellness needs and advise on better lifestyle balance. Accidents like slips, trips and falls can easily occur onsite, potentially leading to injury claims.

Additionally, as your advice aims to improve people’s quality of life directly, any flaws could negatively impact health or working conditions, leaving you facing potential litigation without adequate insurance. Our specialist insurance can cover any injury, financial loss or negligence claims.

Get a Quote  Learn about Public Liability

Why choose Professional Saver lifestyle consultants insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our lifestyle consultants insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

Get a Quote

What Is Lifestyle Consultant Insurance?

Lifestyle consultant insurance protects professionals who guide individuals and organisations in improving health, well-being and quality of life. This includes:

  • Assessing lifestyles and recommending enhancements
  • Advising on stress reduction, mental health, nutrition, fitness
  • Conducting workplace wellness initiatives and staff lifestyle audits
  • Delivering training seminars on lifestyle balance and life enrichment

However, risks include providing inaccurate advice that worsens rather than improves wellness or conducting flawed staff lifestyle assessments that overlook serious issues. This could negatively impact people’s health and wellbeing.

Get a Quote

What Does Lifestyle Consultant Insurance Cover?

Our lifestyle consultancy policies can cover:

Public Liability

A standard cover, public liability insurance covers any third-party injury or property damage caused while:

  • Visiting clients’ homes or workplaces to conduct assessments
  • Delivering training seminars on health and wellbeing

Professional Indemnity

An optional cover, professional indemnity insurance covers claims for financial loss stemming from inaccurate advice or flawed assessments like:

  • Inability to work due to incorrectly prescribed fitness regimes
  • Poorer health outcomes from flawed nutritional guidance
  • Negative impacts on staff well-being from poor workplace evaluations

Legal Expenses

A standard cover, legal expenses insurance provides legal advice and covers costs if you face civil claims or complaints related to your consultancy work. For example, allegations of negligence in lifestyle audits.

Additional lifestyle Consultants Insurance

You can add contents and equipment insurance as a separate policy to cover lost, stolen or damaged items when visiting clients. For example, health testing devices and laptops.

Lifestyle Consultancy Cover For Temporary Staff

We extend policies to protect any freelancers, associates or contractors you use to help with assessments, seminars or reporting work. This provides coverage for all personnel operating under your consultancy brand.

We offer varying cover levels to choose from to fit your specific business needs. Simply fill out our quick online form for your quote.

Get a Quote

Why Choose Professional Saver For Your Insurance?

With over 35 years of experience providing policies to small and medium businesses, you can trust Professional Saver to protect your lifestyle consultancy fully. Our key advantages are:

  • Direct specialists – We are a specialist commercial insurance provider, not a comparison website. Get your quote directly from us.
  • 24/7 legal helpline – Provides expert legal advice on insurance matters.
  • Monthly instalments – Spread the cost by paying annually or in monthly instalments for any insurance policy costing more than £125.

Get a quote using our online form starting from £54 a year. Join hundreds of businesses we protect.

Get a Quote

Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Lifestyle Consultants Insurance FAQs

lifestyle consultants are vulnerable to negligence claims because clients rely on their health and wellness advice to improve their quality of life. Any flaws that negatively impact the outcomes leave consultants facing substantial payouts without insurance. Our policies serve to cover legal costs and compensation claims.

Examples of losses we cover include:

  • Incorrect exercise plans that worsen existing client injuries. Our optional professional indemnity insurance would cover their compensation claims related to loss of income and rehabilitation costs.
  • Allergy advice overlooking risks leading to an anaphylactic reaction for a client. Our public liability insurance would cover their medical and emergency response costs.
  • Disputes over nutrition guidance that result in legal complaints. Our legal expenses would cover legal fees to resolve issues.

We cover liability risks from all core lifestyle work:

  • Health and well-being assessments
  • Lifestyle audits of staff in organisations
  • Delivering training seminars on areas like mental health, nutrition, fitness
  • Providing guidance documentation to improve lifestyle quality
  • Project managing implementation of recommended changes

Yes – our policies extend to protect any contractors, freelancers or temporary staff conducting work on your behalf. For example, if a fitness trainer you bring in overlooks health risks during an assessment which leads to injury, our insurance helps protect against claims made as a result.

Who We Cover

A Few Professions We Cover

Consultants’ Insurance
Consultants’ Insurance From only£55per year

Consultants’ Insurance

Insurance for business consultants, starting from less than £55* per year
Advisors’ Insurance
Advisors’ Insurance From only£55per year

Advisors’ Insurance

Insurance for advisors, starting from less than £55* per year
Adjudicator’s Insurance
Adjudicator’s Insurance From only£55per year

Adjudicator’s Insurance

Protecting claims adjudicators with public liability insurance, starting from less than £55* per year
Coaching Insurance
Coaching Insurance From only£55per year

Coaching Insurance

Protecting coaching professionals from less than £55* per year
Design Insurance
Design Insurance From only£55per year

Design Insurance

Insurance for designers, starting at less than £55* per year
Freelance Insurance
Freelance Insurance From only£55per year

Freelance Insurance

Insurance for freelancers, starting from less than £55* per year
Self-Employed Insurance
Self-Employed Insurance From only£55per year

Self-Employed Insurance

Insurance for the self-employed, starting from less than £55* per year

What our customers say

Join 18,761+ businesses

Get a Quote
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.