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Lighting Consultants Insurance

Protecting lighting design professionals with public liability insurance, from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Lighting Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a lighting consultant, having insurance is crucial to protect you when providing lighting design services and conducting site surveys. Our public liability insurance covers you if a client or member of the public is injured or their property is damaged while you are working. For example, you could be liable if a venue owner trips over trailing cables during an inspection.

Why Do Lighting Consultants Need Insurance?

As a lighting consultant, you enter properties to survey spaces and oversee installations. Accidents like slips, trips, and falls can easily occur onsite, potentially leading to injury claims which you may struggle to settle without adequate insurance.

Additionally, as clients depend on your expertise for lighting schemes that are safe, functional, and meet legal standards, any consultancy errors could lead to loss of business, regulatory action, or litigation without adequate insurance.

Our tailored policies provide protection so you can consult with confidence.

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Why choose Professional Saver lighting consultants insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our lighting consultants insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Lighting Consultants Insurance?

Lighting consultants insurance protects professionals who provide lighting design services, such as:

  • Site surveys to assess a location’s lighting requirements
  • Designing lighting schemes for residential, commercial, and public spaces
  • Specifying fixtures, lamps, and control systems
  • Project management of lighting installation
  • Inspecting completed schemes

However, lighting professionals face risks, like:

  • Designs failing safety standards
  • Fixtures being incorrectly specified
  • Flawed installation project management

These risks could negatively impact lighting quality, aesthetics, safety, and budgets. Lighting consultants insurance offers peace of mind that you are protected if such events occur.

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What Our Lighting Consultants Insurance Covers:

Our lighting consultancy policies can include:

Public Liability Insurance

This covers any injury or property damage occurring during:

  • Site surveys to assess lighting requirements
  • Inspections of installation work

Professional Indemnity Insurance (optional)

Professional indemnity insurance covers financial loss claims stemming from:

  • Incorrect lighting schemes failing safety standards
  • Faulty fixture recommendations
  • Negligent project management of installations

Legal Expenses Insurance

Legal expenses insurance provides specialist legal advice and covers legal costs if you face civil claims or regulatory investigations related to your consultancy work.

Business Equipment Insurance (optional)

This insurance covers items lost, stolen, or damaged during site surveys and installation inspections.

Our helpful team can explain these policies in more detail should you want further information.

Lighting Consultants Cover for Temporary Staff

We can extend policies to additionally protect any freelancers, contractors, or temporary staff you use to help with lighting design services and implementation. This provides coverage for personnel conducting work under your consultancy’s brand.

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Why Choose Professional Saver for Your Lighting Consultancy Business Insurance?

With 35+ years of experience providing policies to SMEs, you can trust Professional Saver to fully protect your lighting consultancy. We offer these key advantages:

  • Direct Specialists – We are a specialist broker, not a comparison website. You can work directly with our advisors, who understand the unique insurance needs of lighting consultants.
  • 24/7 Legal Helpline – You can access expert legal advice whenever you need guidance on insurance matters.
  • Monthly Instalments – You can spread your insurance costs by making monthly instalments rather than annual payments if your premiums exceed £125.

Simply complete our online form to get a quote for protecting your consultancy business, starting from under £54* a year. Join the hundreds of businesses we protect.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Lighting Consultants Insurance FAQs

Lighting consultants are vulnerable to negligence claims because clients rely on their designs and project oversight to deliver lighting schemes that are safe, functional, and meet legal standards. Consultancy errors could lead to loss of business, regulatory action, or litigation without adequate insurance.

We would cover loss scenarios like:

  • A flawed lighting scheme causes safety incidents from inadequate emergency lighting. Our optional professional indemnity cover protects against any injury claims.
  • Fixture failures occur due to incorrect specifications. We cover the resulting replacement and reinstallation costs.
  • Inaccurate lighting layouts fail to deliver the required aesthetics or ambience. Our policy covers client loss of projected revenue from disappointed customers.

We cover liability risks arising from scenarios such as

  • Site surveys to identify lighting requirements
  • Lighting scheme designs for different environments
  • Fixture and system specifications
  • Project management of lighting installations
  • Checks and inspections of completed lighting schemes

Yes. Our policies can be extended to protect any temporary staff, self-employed contractors, or freelancers conducting lighting consultancy work on your behalf.

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