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Mechanical Consultants Insurance

Protecting mechanical engineering consultants from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Mechanical Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a mechanical engineering consultant, you provide vital advisory services to construction firms, manufacturers, energy producers and other industrial organisations. However, just one oversight in your technical designs, calculations or project specifications could have significant consequences. That’s why having the right insurance is essential to protect your business from professional indemnity and public liability claims.

Our tailored public liability policies give you complete peace of mind that any injury, damage or financial loss claims caused by your mechanical consultancy work will be dealt with by your insurer.

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Why choose Professional Saver mechanical consultants insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our mechanical consultants insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Mechanical Consultancy Insurance?

Mechanical consultancy insurance protects professionals who provide technical guidance, design work and advisory services in areas like:

  • Machine and tool design
  • Plant layout specification
  • Materials engineering
  • Control systems development
  • Automation, hydraulics and pneumatics
  • HVAC and refrigeration
  • Risk assessments and safety planning

Our cover protects you against negligence claims if flaws in your designs or specifications lead to system failures, accidents or losses. Our policies cater for self-employed consultants and multi-disciplinary engineering firms.

Why Do Mechanical Consultants Need Insurance?

Industrial clients depend on mechanical consultants’ designs and technical advice to construct, maintain and operate complex machinery, plants and infrastructure safely and efficiently. Just one error could lead to catastrophic breakdowns, fires, explosions or accidents.

Without adequate insurance, the potentially huge damage repair bills, injury pay-outs and lost revenue costs could cripple your business. Our specialist policies give you total peace of mind that you’ll be protected in such scenarios.

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What Does Our Mechanical Consultants Insurance Cover?

Our policies protect against:

  • Public Liability – Covers you against injury or property damage claims if you provided unsafe advice or flawed reporting that led to system failures and accidents on a client’s site. For example, a control system failure injures multiple staff.
  • Professional Indemnity – An optional cover, this insurance covers financial losses if your designs, specifications or advice are deficient. For example, a materials change you proposed causes rapid system corrosion and breakdowns across multiple sites for a client, costing them money.
  • Legal Expenses – Provides legal advice and covers your costs to defend negligence claims. For example, if there is a dispute over your role in a plant explosion.

Additional Mechanical Consultants Insurance

You can add contents and equipment insurance as a separate policy to repair or replace any equipment lost or damaged during site work. For example, testing devices or measuring tools.

Mechanical Insurance Cover for Temporary Staff

We also cover temporary designers, risk assessors, project engineers and other specialists hired to support your consultancy.

Our policies are tailored to the specific liability risks facing mechanical consultants, starting from £59* per year. Get your quote today by simply filling out our online form.

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Why Choose Professional Saver’s Mechanical Insurance?

With 35+ years of experience protecting UK businesses, you can trust us to safeguard your mechanical livelihood. Our key advantages are:

  • Direct Specialists – We are a specialist commercial insurance provider, not just a comparison website. Get your quote directly from us.
  • 24/7 Legal Helpline – Whenever you need expert legal advice on insurance matters, our dedicated helpline offers guidance.
  • Monthly Instalments – Spread the cost by paying annually or in monthly instalments for any insurance policy costing more than £125.

To get a quote, just answer a few quick questions online. Protect your consultancy starting from under £54* per year.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Mechanical Consultants Insurance FAQs

Mechanical consultants are vulnerable to substantial claims if flawed designs, negligent advice or oversight leads to catastrophic system failures or accidents on client sites. Specialist insurance covers injury, damage and financial loss claims that could otherwise cripple small consultancies.

Examples of incidents we cover include:

  • Inadequate safety planning that causes a serious site injury. Our public liability insurance would cover victim compensation.
  • Deficient materials specification that leads to rapid system corrosion breakdowns across multiple plants. Our professional indemnity would cover client financial losses.
  • Disputes over your role in an industrial explosion due to missed risks. Our legal expenses would cover representation costs.

We cover most mechanical consultancy and advisory services related to:

  • Machine, tool and equipment design
  • Materials engineering and selection
  • Automation, robotics and control systems
  • HVAC, refrigeration and steam systems
  • Pipework, pumping, valves and hydraulics
  • Risk assessments and safety planning

Yes – our policies extend to cover any temporary designers, engineers or risk assessors working under your consultancy business name. So, your business remains protected even if a contracted project engineer’s oversight contributes to a system failure.

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What our customers say

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