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Protecting science and research professionals from less than £55* per year
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Get a QuoteOur standard cover is:
As a science or research consultant, having insurance is important to protect you when providing advice to clients. Our public liability insurance covers you if someone gets injured or property gets damaged while you are working.
For example, you could be liable if a client trips over research equipment you brought to their site.
As a science or research consultant, you may collaborate with clients to develop innovations, carry out studies using their data, test products in their labs, survey their customers, and more. Accidents like injuries or property damage can occur, potentially opening you up to claims if uninsured.
Additionally, as your insights and recommendations inform organisations’ R&D investments, strategic plans, and product development, any flaws in your advice or negligence could lead to loss of this progress and revenue, resulting in litigation if no insurance safety net exists.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
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Science and research insurance protects professionals who provide advisory services to organisations related to R&D, innovations, analytical testing, data modelling, lab services, and more. This covers:
However, there are risks associated with science and research, including:
This could negatively impact organisations, leading to financial loss, privacy breaches, lack of progress on initiatives, ineffective decision-making, and other issues. Science and research consultants insurance provides comprehensive protection if issues like these arise.
Our policies can include the following protection:
This covers any injury or property damage caused while visiting client sites, using their labs or equipment, carrying out fieldwork, conducting trials, and other on-location research activities. For example, you accidentally knock over a prototype robot worth £100,000 during an inspection.
This insurance covers claims for financial loss clients suffer from inaccurate analysis, flawed advice, insufficient testing, oversight of issues, reporting errors, inadequate security, or other negligence. For instance, a flawed data modelling methodology leads to millions in wasted R&D investment.
This provides specialist legal advice and covers legal costs if you face civil claims, complaints, or investigations related to your consultancy work. For example, allegations of unethical research conduct.
This insurance covers the replacement or repair costs of items lost, stolen, or damaged during offsite client work or field studies, like laptops, testing devices, drones, cameras, and vehicles.
We can extend policies to additionally protect any freelance consultants, academics, analysts, or researchers you use to help with studies, experiments, analysis, and reporting. This provides coverage for personnel conducting work under your brand.
With 35+ years of experience providing policies to SMEs, you can trust Professional Saver to fully protect your science and research consultancy. We offer these key benefits:
To get an insurance quote, use our online system. You can fully protect your consultancy from under £54* a year!
* Total number of live policies as of 31/10/2025
Science consultants are vulnerable to negligence claims because organisations depend on their expertise to guide R&D plans, innovations, and discoveries that underpin growth. If you’re not properly insured, you could face substantial pay-outs if flawed advice, testing, or analysis leads to wasted investment, lack of progress, accidents, or other issues.
We cover loss scenarios like:
We cover liability risks from typical consultancy work, including:
This means that most claims from standard consultancy activities are covered.
Yes – our policies can extend to protect any temporary staff, academics, scientists, or analysts conducting research activities under your consultancy brand. For example, a statistician you bring in overlooks experimental design flaws, negatively impacting trial outcomes.
Our insurance will help protect against the resulting financial implication claims made against your business rather than just the contractor themselves.
From only£55per year From only£55per year From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year 
