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Protecting colour and image professionals from less than £55* per year
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Get a QuoteOur standard cover is:
As a colour and image consultant, having comprehensive insurance coverage gives you invaluable peace of mind that your business is protected in the event of an accident, injury, or claim. Our specialist liability policies protect you from potentially substantial payouts resulting from:
Without insurance, just one incident could seriously impact your business finances. Don’t take chances – get covered with Professional Saver today.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
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Colour & image consultant insurance protects specialists who advise individual clients or companies on optimal apparel, cosmetics, pigments, lighting, furnishings and graphic colours to compliment personal characteristics or reinforce branding. Advisors may also assist with:
However, oversight liabilities include:
We understand your colour analysis and image consultancy services are highly personal, involving close client contact during assessments. Risks like tripping hazards and accidental damage to items are inherent.
Our public liability insurance packages cater to the bespoke needs of colour professionals, with protection including:
Covers any injury to clients or damage to their property while you are working. We cover trips, slips, and accidental staining/damage as standard. It gives you protection if a customer decides to claim compensation after an incident.
Provides cover if your colour analysis is inaccurate or style advice is poor, resulting in financial loss for a client. For example, it covers the cost of unsuitable clothing purchases that prove wasted due to flawed colour guidance.
Pays your legal costs and gives you specialist legal representation if a client pursues a civil claim against you alleging professional negligence. Having expert legal help can be invaluable in defending claims.
Replaces items lost, stolen or damaged during client consultations and analysis sessions. We cover all equipment like colour charts, cameras, laptops, cosmetics and so on.
Unlike some creative professions, as a consultant actively advising clients on colours, cosmetics, styles and purchasing choices, your guidance has a direct impact on what items they buy.
However, no colour analysis is 100% perfect every time. Inevitably, there will be occasions when your judgement of tones and suitability will simply not align with the client’s preferences once they purchase items.
While you aim to provide an excellent service, without insurance you remain exposed to disgruntled customers demanding refunds for ‘unsuitable’ items they feel you guided them wrongly on.
Our professional indemnity cover here protects you. If a client claims financial loss, we handle the legal claim and payout, keeping your business safe.
* Total number of live policies as of 31/10/2025
We protect against a wide range of accidental incidents during consultations including:
Our comprehensive insurance handles any claim payouts and legal costs arising from scenarios like these while visiting clients.
Whether it’s an independent makeup artist you sub-contract for demonstrations, an assistant helping with colour chart paperwork or a photographer capturing shots for analysis, our protection keeps your entire team shielded.
We appreciate items like watches, rings and necklaces are often closely analysed during skin tone assessments. Accidents like dropping a delicate bracelet can easily happen.
Our standard equipment cover provides protection if a client’s jewellery or valuables are lost, broken or damaged during a consultation. Just inform us promptly about any lost items to claim for replacement or compensation costs.
From only£55per year From only£55per year From only£55per year From only£55per year From only£55per year From only£55per year 
