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Computer Games Designer Insurance

Protecting games designers from less than £55* per year

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Computer Games Designers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a game designer or developer, insurance coverage is vital to protect your business interests fully.

Our tailored policies shield you against claims from clients, contractors and the public if they suffer injury on your premises or experience property damage.

For example, we would cover costs if a visiting publisher executive tripped over trailing cables in your studio lobby and suffered a fractured wrist.

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Why choose Professional Saver computer games designer insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our computer games designer insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Computer Games Designer Insurance?

Our computer games designer insurance is specifically tailored to protect professionals involved in creating video games, mobile games, virtual reality experiences and interactive entertainment across various platforms.

Policies cover claims arising from accidents, errors or negligence during crucial stages like:

  • Initial game design and conceptual artwork creation
  • 3D asset modelling and animation development
  • Complex software engineering and programming
  • Rigorous quality assurance testing procedures
  • Publisher submissions, certification and launch preparations

Typical problems we insure against involve:

  • Missed publisher milestone deadlines leading to financial penalties
  • Software defects or bugs severely impacting game playability
  • Confidential leaks of pre-release game code or assets
  • Installation of unlicensed character assets breaching copyrights

Comprehensive insurance coverage is vital for game developers as production mistakes can lead to substantial financial and reputational damage. Our tailored policies protect studios and contractors by covering legal dispute costs and compensation pay-outs in events like these, helping safeguard your business interests.

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Why Game Developers Need Specialist Insurance:

As a game designer, programmer or studio director, you routinely handle precious client assets like proprietary game engines, commercial artwork, confidential documentation and tightly guarded source code assets worth vast sums.

With loss of precious laptops and devices and staff negligence all constant risks, our tailored insurance solutions provide peace of mind that any complex claims caused by your services will be dealt with directly by your insurer. We firmly believe comprehensive protection is essential for successful and sustainable game businesses.

Our specialist computer games developer insurance starts under £54* per year. As leading industry experts, we have already protected hundreds of creative and technology-focused businesses across the UK.

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What Our Computer Games Designer Insurance Covers:

Our tailored game developer policies can provide in-depth protection against:

  • Public Liability – Covers any injury or property damage claims caused to visitors in your studios. For example, we would handle costs if a motion capture performer suffered a broken ankle falling over a dangerously coiled cable during a session.
  • Professional Indemnity (optional) – Shields against publisher loss claims stemming from game production delays, software defects missed during testing or installations of unlicensed character assets. For example, we would cover lost profits if a gameplay bug you missed postponed an important launch date by six months.
  • Legal Expenses – Provides specialist legal advice and covers representation costs if you face civil claims covered under your policy, helping dispute and defend allegations.

Additional Computer Games Designer Insurance

A separate policy you can add to your insurance coverage is equipment Insurance. This insures you against damage or theft of vital and costly development hardware like high-spec PCs and game consoles, essential for smooth operations.

We offer tiered levels of cover with expansive policy limits based on your studio’s individual needs and risks. Get your tailored quote today by simply filling out an online form.

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Who Can Benefit From Our Computer Games Designer Insurance?

Our specialist liability and indemnity policies are meticulously designed to protect fully:

  • Game designers and conceptual artists who devise gameplay systems and world-building lore.
  • 3D modellers and texture artists responsible for high fidelity virtual assets and animations that impress and immerse players.
  • Programmers and software engineers who code and integrate complex gameplay logic, physics systems and UI features.
  • Level and environment designers who craft stunning spaces players will explore.
  • Quality assurance testers who are vital for identifying defects before launch.
  • Production managers who plan intricate schedules and liaise between publisher stakeholders.
  • Launch specialists who manage the risky submission processes across multiple platforms.

Whether an independent developer, remote contractor or large studio with dozens of staff, our hugely experienced team provides tailored coverage solutions for professionals across the entire game development spectrum.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Computer Games Designer Insurance FAQs

Games developers frequently handle immensely valuable client assets like one-of-a-kind game engines and highly confidential documentation worth millions. Any unplanned delays or oversights in production can lead to substantial pay-outs if publishers pursue legal action over resultant financial damage, lost profits and reputational harm. Our tailored policies help fully cover all these scenarios and more.

We shield clients against scenarios like:

  • Breaches of tightly controlled NDA agreements regarding sensitive game details or assets
  • Installation of unlicensed character assets constituting copyright infringement
  • Missed publisher alpha or beta delivery milestone dates incurring heavy late penalties
  • Failure to spot gameplay bugs that crash a game on certain levels
  • Server outages just before an essential new competition launches

Our unique insurer experience in the tech sector means we can cover a wide range of eventualities across the production cycle.

We provide extensive protection across the games creation pipeline – from initial design inception and experimental prototyping to 3D asset creation, complex programming integrations, rigorous multi-platform testing, submission procedures, certification and marketing launch phases. We shield against costly errors anywhere in the process.

Absolutely – our policies can readily be extended to cover any temporary staff, freelancers or contractors involved in your game’s production that fall under your studio’s responsibility. For example, a composer you hire selects unlicensed background music constituting copyright infringement. Our insurance helps completely shield your business from the severe financial impacts of legal claims and lost sales.

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