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Dress Agency Insurance

Protecting dress agencies from as little as £55* per year

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Excellent 4.7 out of 5

Professional Saver’s Public Liability Insurance for Dress Agencies


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a dress agency, insurance is crucial to protect your business when renting dresses to clients for special events. Our public liability insurance protects you against claims if a client is injured or property is damaged while wearing or transporting a rented dress.

Why Do Dress Agencies Need Insurance?

As a dress agency, your clients rely on you to provide dresses that are high quality, properly fitted, and suitable for their event. However, accidents happen, and just one damaged dress or injury could leave you facing substantial costs without adequate insurance.

Our tailored policies give you complete peace of mind that your insurer will cover these scenarios, and many others.

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Why choose Professional Saver dress agency insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our dress agency insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Dress Agency Insurance?

Dress agency insurance protects businesses that rent dresses and formalwear to individuals and organisations. This covers:

  • Renting dresses for weddings, proms, balls and other events
  • Providing fittings and alterations
  • Cleaning and maintaining rental inventory
  • Delivering and collecting dresses

However, risks include dresses being damaged during rental periods, improper cleaning/storage leading to deterioration, or injuries from ill-fitting or unsuitable dresses. This could negatively impact your reputation and finances without insurance.

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What Does Dress Agency Insurance Cover?

Our dress agency policies protect against:

Public Liability

Covers injury or property damage to clients caused while:

  • Trying on dresses in your fitting rooms
  • Wearing rented dresses at their event
  • Transporting rented dresses

Professional Indemnity

Covers claims for financial losses stemming from issues like:

  • Providing a dress in the wrong size ordered by a client
  • Recommending an inappropriate style for the occasion
  • Failing to deliver or collect dresses on time

Legal Expenses

Legal expenses insurance provides legal advice and covers legal costs if you face civil claims or complaints. For example, legal action from a client because you missed a delivery deadline for a red-carpet event.

Cover For Temporary Staff

Our policies can extend to cover stylists, personal shoppers and any contractors you use for dress fittings, style guidance and delivery or collection work.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Dress Agency Insurance FAQs

Renting dresses has risks like damage and injury claims that can generate substantial costs for your business. Insurance provides protection by covering these scenarios.

Examples of losses we cover include:

  • A rented dress gets stained during a client’s event. Our policy would cover the replacement or cleaning costs.
  • A dress splits at the seams and causes a client to trip. Our liability insurance would cover her injury claim.
  • A late dress delivery makes a client miss their event. Our professional indemnity would cover their financial losses.

We cover liabilities stemming from common dress agency activities like:

  • Dress fittings and alterations
  • Cleaning and maintaining inventory
  • Delivering and collecting dresses
  • Advising clients on dress styles and sizes

So we protect your entire rental process – from procurement to styling guidance, delivery and return of luxury pieces.

Yes – our dress agency insurance covers any freelance stylists, personal shoppers and delivery drivers conducting rental activities under your brand. So, both your core business and external specialists working on your behalf are protected against claims.

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What our customers say

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