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Genealogist Insurance

Protecting genealogists with public liability insurance from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Genealogists


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a genealogist, insurance can protect you if a client claims compensation for inaccurate ancestry research or is injured when you visit their property to gather information. Our public liability cover shields you in scenarios like these.

Why Do Genealogists Need Insurance?

As a genealogist, clients depend on you to accurately trace their ancestry, so risks around negligence must be covered. If your oversight causes errors in a family tree or historical profile that renders it useless for the client’s purposes, they could demand compensation.

Additionally, you may visit properties to gather photographs and artefacts and conduct interviews. Public liability cover protects you if you accidentally damage valuables or cause an injury during such visits.

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Why choose Professional Saver genealogist insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our genealogist insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Genealogist Insurance?

Genealogist insurance protects professionals who research family histories and ancestry on behalf of individuals and organisations. Covered services include:

  • Compiling lineage records and ancestry profiles
  • Researching public archives like census returns and birth/death certificates
  • Interviewing relatives to gather oral histories
  • Visiting sites to take photographs, collect artefacts and conduct interviews

However, risks arise from:

  • Flawed family tree research that overlooks key records
  • Errors compiling profiles that mix up ancestors
  • Breaching data regulations when handling personal information
  • Causing injury or damage during client visits
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What Does Our Genealogist Insurance Cover?

  • Public Liability – Covers injury and property damage claims if a client gets hurt during a site visit or their possessions get broken. For example, if you accidentally knock over and smash a rare vase belonging to the client.
  • Professional Indemnity (optional) – Provides protection if your research work contains errors that render it deficient for the client’s needs. For example, producing a flawed family tree that misses key ancestors due to oversight.
  • Legal Expenses – Provides specialist legal advice and covers costs if you face civil claims or regulatory investigations related to your services. For example, allegations of mishandling sensitive personal data.
  • Business Equipment (optional) – insurance to replace items like cameras, laptops and hard drives if they get damaged during property visits, storage research or transportation.

We offer varying cover levels to choose from to fit your specific business needs. Simply fill out our quick online form for your quote.

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Why Choose Professional Saver For Geneology Business Insurance?

With over 35 years of experience, you can trust us to protect your livelihood. Our key advantages are:

  • Direct Specialists – We are not a comparison website. Get your quote directly from us.
  • 24/7 Legal Helpline – Whenever you need expert legal advice on insurance matters, our dedicated helpline offers guidance.
  • Monthly Instalments – Spread costs by paying by monthly instalments if your premium exceeds £125.

Get a quote using our online form for insurance that starts from £59 per year. We’ve protected many small businesses across various sectors.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Genealogist Insurance FAQs

Genealogists need insurance because clients depend on them to trace ancestral records and compile family trees accurately. If flawed research renders these documents deficient for the client’s purposes, negligence claims could arise without adequate cover.

  • Overlooking a key ancestor in a family tree which renders it useless to the client for inheritor identification purposes. Our optional professional indemnity cover would apply.
  • Breaching data protection regulations if a laptop containing sensitive client details is stolen. Our legal expenses cover would help with investigation costs and potential penalties.
  • Accidentally smashing an antique frame when visiting a property to gather old family photographs. Our public liability cover handles the damage claim.

We cover liability risks from typical genealogy work like:

  • Compiling lineage records and ancestry profiles
  • Researching archives – census, birth/death certificates, etc.
  • Interviewing relatives for oral histories
  • Gathering photographs, artefacts and data from site visits

Yes – we can extend our policies to protect any freelance researchers or contractors conducting work on your behalf. For example, a contractor helping you compile a family tree overlooks an essential record, leading to errors. In that case, our insurance helps handle the resulting claim rather than just the contractor themselves.

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