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Home Information Pack Provider Insurance

Protecting home information pack providers with public liability insurance, from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Specialist Insurance for Home Information Pack Providers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a home information pack (HIP) provider, you deliver crucial information to buyers and sellers, ensuring smooth and informed property transactions. Our tailored policies shield you if a client gets injured or their property gets damaged while you work on-site.

For example, a client trips over your equipment or you knock over an expensive vase while inspecting a property.

Why Do Home Information Pack Providers Need Insurance?

As a HIP supplier, you conduct surveys, access confidential documents and provide paperwork that directly enables high-value property sales between buyers and sellers. However, mistakes can happen, and just one error leading to a disrupted or disputed transaction could leave you facing substantial compensation pay-outs without adequate insurance.

Our tailored public liability policies give you complete peace of mind that your insurer will deal with any injuries, damage or financial losses caused by your services.

Get a Quote  Learn about Public Liability

Why choose Professional Saver home information pack provider insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our home information pack provider insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Home Information Pack Insurance?

HIP insurance protects professionals who provide advisory services to home buyers and sellers on property transaction matters. This covers:

  • Carrying out surveys to identify any risks or defects with the property
  • Researching and compiling all legal documentation needed for purchases
  • Producing detailed reports for conveyancing to facilitate smooth sales
  • Ensuring buyers have all necessary home-related certificates and paperwork

However, risks include failing to highlight issues in surveys that later lead to disputes, providing incomplete or inaccurate paperwork that holds up transactions, or overlooking key information sources that leave buyers exposed after completion.

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What Does Our Home Information Pack Insurance Cover?

Our HIP provider policies can protect against:

  • Public Liability – Covers any injury or property damage caused while visiting sites to conduct surveys or gather information. For example, accidentally knocking over a priceless artwork on a property while compiling floorplans.
  • Professional Indemnity (optional) – Provides protection if your reporting leads to financial loss for a client. For example, overlooking a structural defect, Japanese Knotweed or flood risk in surveys you conduct results in a buyer pulling out of a sale once this comes to light post-completion. We would cover the resulting loss of house sale profits for the vendor.
  • Legal Expenses – Pays your legal costs and provides specialist legal advice and representation if you face civil claims alleging negligence or unfairness relating to your work. For example, disputes over the accuracy of your site surveys, energy performance reports or local area descriptions.

We offer varying cover levels to choose from to fit your specific business needs. Simply fill out our quick online form for your quote.

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Why Choose Professional Saver For Your Home Information Pack Insurance?

With over 35 years of experience providing policies to small and medium businesses, you can trust Professional Saver to fully protect your HIP provider livelihood. Our key advantages are:

  • Direct Specialists – We are a specialist commercial insurance provider, not a comparison website. Get your quote directly from us.
  • 24/7 Legal Helpline – Whenever you need expert legal advice on insurance matters, our dedicated helpline offers guidance.
  • Monthly Instalments – Spread the cost by paying in monthly instalments for any insurance policy costing more than £125.

Simply use our quick online quote engine to protect your HIP provision business with specialist insurance!

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Home Information Pack Provider Insurance FAQs

HIP providers need insurance because their documentation and reporting directly enable high-value property transactions between buyers and sellers. Any survey oversights or paperwork errors that disrupt lucrative sales can lead to substantial loss of income claims from clients without adequate cover.

Examples we cover include:

  • Overlooking subsidence issues in a site survey that causes a buyer to pull out of a £500k purchase. Our policy would cover the seller’s loss of sale profits.
  • Inaccurate flood risk reporting resulting in insurers refusing to provide post-completion cover. Our professional indemnity would protect against loss claims.
  • Compiling incomplete legal paperwork, meaning contracts have to be re-drawn at extra cost. Our insurance covers financial losses from transaction delays.

We cover liability risks from all core services like:

  • Site surveys, valuations and condition reporting
  • Legal ownership and planning documentation
  • Energy performance certifications
  • Local area information packs
  • Conveyancing administration
  • Handling confidential buyer/seller paperwork

Yes – our policies can extend to cover any temporary staff, freelancers or contractors carrying out HIP provider work under your business identity, protecting both you and them.

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What our customers say

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