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Protecting computer programming experts from less than £55* per year
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Get a QuoteOur standard cover is:
As a computer programmer, having insurance is crucial to protect you when providing client services. Our public liability insurance protects you against claims if a client is injured or their property is damaged while you work. For example, you could be liable if a client trips over computer equipment you bring on-site and gets hurt.
Computer programmers insurance protects professionals who create, test and maintain software programmes and applications for businesses and organisations. It safeguards against claims due to accidents, errors or negligence in code that causes critical systems to malfunction or fail.
This insurance covers the liability of programmers for:
Comprehensive coverage is vital for programming professionals because seemingly small code defects can potentially lead to substantial loss of revenue, productivity or data for clients. This insurance protects livelihoods by covering legal costs and compensation pay-outs.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
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As a programmer, you develop mission-critical systems that organisations rely on to operate efficiently and drive revenue. However, even with rigorous testing, bugs in code can still slip through and cause catastrophic outcomes for clients.
For example, a core billing system error may incorrectly charge customers and lead to refund claims. Or a weakness in an e-commerce platform could enable hackers to steal customer data. Without insurance, the potential financial and reputational damage to clients could leave you liable for substantial compensation pay-outs.
Our specialist public liability policies give you complete peace of mind that your insurer will deal with any injury, damage or financial loss claims caused by your services.
Our computer programmers policies can protect against:
You can also add equipment insurance as a separate policy. This coverage replaces or repairs items that get lost, stolen or damaged when visiting client sites. For example, laptops containing programming work.
We offer varying levels of coverage based on your specific professional activities and risks.
Our specialist policies are designed for:
Whether you work freelance or run an agency, our public liability and professional indemnity covers shield you from potential injury, damage and financial loss claims.
* Total number of live policies as of 31/10/2025
Programmers are vulnerable to negligence claims because organisations rely on their code to run essential systems and processes. If flaws lead to loss of revenue, disruption or data breaches, substantial payouts could be pursued without insurance. Policies cover resulting claims due to coding defects or errors.
Some examples we would cover include:
Our professional indemnity insurance is designed to cover loss of income, disruption and data breach claims from scenarios like these where software failures occur.
Yes – our computer programmers insurance provides professional indemnity cover for financial loss claims stemming from confidential data compromises or breaches enabled by flaws in your code. For example, if hackers access personnel records due to an unknown vulnerability, we would cover associated costs like regulatory fines and lawsuit settlements and provide credit monitoring services to impacted individuals.
From only£55per year From only£55per year From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year 
