Protecting mortgage brokers from under £55* per year
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Get a QuoteOur standard cover is:
Professional Saver mortgage broker insurance packages start from less than £54* annually. Our standard cover includes:
As a mortgage broker, having comprehensive insurance is vital to protect your business in the event of a claim made against you. Our policies protect you and your firm from the key risks brokers face – from professional indemnity claims if your advice leads to financial loss to public liability claims if a client is injured when visiting your office.
We understand the complexities of mortgage broking and provide cover for your sector. Enjoy peace of mind that you have robust protection against injury claims, accidental damage on your premises, loss of important client documents, and more.
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Trusted for over 40 years
We’ve been providing insurance to businesses since 1984
Financial Strength
Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Employers Liability
Business Contents & Equipment
Personal Accident
Short Term Income Protection
Professional Indemnity*
* Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.
Complete our simple quote form with basic details about your business.
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Mortgage broker coverage protects professionals who provide mortgage and lending advice to clients. It shields brokers against claims due to errors, omissions, or negligence in their recommendations, which result in financial detriment.
This insurance covers the liability of mortgage brokers for:
Having the right coverage is essential, as flawed brokerage advice can mean substantial unexpected costs and lost opportunities for clients. This insurance protects brokers by covering legal expenses and compensation pay-outs.
As a mortgage broker, your specialist lending recommendations directly impact your clients’ property transactions and financial positions. However, the complexity of mortgages means mistakes can easily happen. For example, you could overlook better deals, provide inaccurate affordability information, or mishandle sensitive data.
Without adequate insurance, just one error could lead to claims for considerable compensation from affected customers if it negatively impacts their home purchase or financial situation. Our policies give you complete peace of mind that such claims will be handled swiftly and professionally.
Our policies can protect against:
You will be taken through all available options as part of the online quote process.
Our mortgage broker insurance is designed to provide protection across all typical services offered, such as:
We cover professional indemnity and public liability claims stemming from any errors or omissions during these common broking activities which cause clients financial loss or other detriment.
With over 35 years of experience protecting UK businesses, you can trust Professional Saver to fully safeguard your business. Our key benefits include:
To get a quote for protecting your brokerage, simply complete our online form. Let Professional Saver take care of your insurance needs.
* Total number of live policies as of 31/10/2025
Mortgage brokers need adequate professional indemnity and public liability insurance because flawed lending advice can easily lead to substantial financial loss and disruption for clients.
For example, unsuitable product recommendations may have higher rates/fees, while delays could cause missed property purchases. Without insurance, client claims for such losses can mean considerable unbudgeted pay-outs.
Some examples of errors we would cover include:
Our insurance policies cover the professional indemnity and public liability claims arising in such scenarios.
Yes, our mortgage broker policies provide protection whether you advise on residential, buy-to-let, or commercial lending. Our experienced advisers fully understand broker exposures.
We cover the key claims risks for all lending types – from flawed affordability advice resulting in financial loss to negligence during underwriting leading to missed opportunities.
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
From only£55per year
