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Photographic Library Insurance from less than £55* per year
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Get a QuoteOur standard cover is:
As a photographic library, having the right insurance is crucial to protect your business. Our public liability insurance covers you if a visitor suffers an injury while browsing your collection or if their property is damaged. For example, you could be liable if someone trips over trailing cables and injures themselves.
As a photographic library, you owe a duty of care to anyone visiting your premises. Slips, trips, and accidents can easily occur, potentially leading to substantial injury pay-outs that you would be liable for if you don’t have insurance.
Additionally, your business depends on licensing image usage rights. Any disputes over rights, licensing terms, or image attribution could lead to professional indemnity claims from publishers if not adequately insured.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Get an instant quote & choose any optional covers you may need.
Instantly activate your Professional Saver policy and view your certificates online.
Photographic library insurance protects businesses that curate collections of images and make them available to media companies, publishers, and other clients. Our insurance caters to those who provide the following services:
However, photography libraries face potential risks such as:
Our tailored photographic library insurance will cover claims that arise from these risks.
Our policies can include the following protection:
Public liability insurance covers any injury or property damage to visitors browsing collections or clients attending meetings. For example, if someone tripped over loose cables and broke an arm, our insurance would cover their compensation.
This insurance provides cover for any image licensing or rights usage disputes that lead to financial loss claims from publishers. For instance, if a newspaper uses a photo without correct rights due to ambiguous contract terms and faces substantial penalties, our insurance helps protect your business from their compensation demands.
This includes cover for replacing or repairing specialist items essential for business operations, like computers, scanners, and cameras, if they get lost, stolen, or damaged.
This insurance provides specialist legal advice and covers potential costs of certain business-related disputes. For instance, contractual disagreements over licensing terms and conditions.
We can extend your core photographic library insurance to additionally protect any freelance photographers, image researchers, or licensing coordinators who support your collections work. This ensures all personnel operating under your brand are shielded from claims.
With more than 35 years of experience covering UK businesses, you can trust Professional Saver to protect your photographic archive. Our key advantages are:
Simply use our online form to get an insurance quote for protecting your photographic library business. Our insurance starts from just £54* per year.
* Total number of live policies as of 31/10/2025
Photographic libraries are vulnerable to injury claims from visitors given archive viewing areas and public galleries. Additionally, complex licensing contracts and image rights disputes leave them exposed to substantial professional indemnity payouts without adequate insurance.
We would cover scenarios like:
We cover all core photographic library operations like:
Yes – our policies can be extended to additionally protect any contractors, photographers, or image researchers working on your photographic archive under your brand name.
From only£55per year From only£55per year From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year 
